San Francisco, CA
Fee-free mobile banking for everyday Americans
Chime builds a mobile banking platform partnered with banks, offering core services like checking, savings, credit building, and early wage access without overdraft or monthly fees. It serves everyday people facing financial hurdles, enabling them to stretch paychecks and build progress. This member-first model relies on interchange revenue, promoting affordability and influencing industry shifts away from predatory fees.
Hands-on Engineering Manager leading a team building consumer deals, cashback, and merchant offers experiences plus the underlying platform at Chime. Player-coach role involving coding, technical direction, cross-functional partnership with Product/Design/Analytics, and people development. Requires 2+ years management experience and strong hands-on coding skills.
Build and improve the software tools that Chime's human support agents use to resolve member issues quickly and safely, including agent workspace, case management, real-time member context, access controls, and system integrations. Requires 1+ years software development experience and eagerness to learn Ruby on Rails.
Software Engineer building backend systems and resilient APIs for Chime's Lending products including Earned Wage Access, overdraft, and Instant Loans. Requires 3+ years experience with Ruby on Rails, distributed systems, and cross-functional collaboration in a high-stakes fintech environment.
Growth Product Marketing Manager partnering with Product, Engineering, Analytics, and Lifecycle teams to drive member acquisition, conversion, activation, and early retention through experiments, data analysis, messaging optimization, and cross-functional initiatives at Chime.
Senior Software Engineer building and leading backend systems that connect Chime's member-facing lending products (loans, overdraft, wage access) to shared financial platforms. Requires 8+ years experience owning complex, high-stakes distributed systems end-to-end in fintech or similar high-integrity domains.
Lead full-cycle technical recruiting for engineering roles at Chime. Build talent pipelines, deliver high-quality candidate experiences, partner with hiring teams on efficient processes, and experiment with AI recruiting tools. Requires 7+ years of technical recruiting experience and strong understanding of engineering terminology.
Senior Data Analyst on New Account Risk team at Chime. Analyze enrollment data to reduce synthetic identity fraud and ID theft while maintaining high approval rates for legitimate users. Build dashboards, support risk policy design, and partner with Product/Engineering. Requires 3+ years in fraud/risk, strong SQL, BI tools, and Excel.
Lead content strategy for member support at Chime, creating help articles, agent SOPs, and governance frameworks. Requires 5+ years in support content, operations or technical writing, strong analytics, and experience with CRM, CMS, and AI tools.
Lead individual contributor serving as primary compliance advisor for Chime's B2B and B2C financial products. Provide regulatory expertise on UDAAP, Reg E/Z/B, FCRA and related laws to guide product design, launches, and risk mitigation while partnering with product, engineering, legal and executive teams.
Support Chime's Investor Relations team by preparing earnings materials, monitoring market intelligence on fintech peers, coordinating investor events, and assisting with financial analysis and modeling. Requires 2-3 years in finance-related roles, strong financial acumen, and excellent communication skills.
Senior Engineering Manager leading Chime's Data team to build scalable, AI-driven data platforms with strong governance. Requires 7+ years managing Data Engineering teams, experience with Spark/Snowflake/dbt, and partnering with Product, Analytics, and Data Science.
Lead and grow a team of engineers building Jade, Chime's AI-powered financial assistant. Guide development of LLM-powered member-facing features while fostering an AI-native engineering culture. Requires software engineering background, 2+ years people management, and hands-on AI/LLM experience.
Staff Software Engineer building and scaling Jade, Chime's LLM-powered AI financial assistant. Sets technical direction for agent systems, evals, and guardrails while staying hands-on with prototyping, backend services, and cross-functional product delivery. Requires 8+ years production experience, deep AI/LLM fluency, and technical leadership.
Senior Analyst performing and leading quality assurance reviews of Financial Crimes and Identity investigations (AML, fraud, KYC/CDD, EDD). Evaluates accuracy, coaches teams, identifies trends, and drives process improvements in a high-volume banking compliance environment. Requires 4+ years in fraud/AML/KYC plus QA experience.
Build and modernize Chime's contact center infrastructure powering voice, chat, IVR, AI self-service, summarization, and routing systems for member support. Requires 3+ years production software experience with Ruby on Rails (or similar), databases, caching, and high-scale web architectures.
Build and operate foundational data infrastructure at Chime, owning deployment platforms (Airflow, Flink) and core storage (DynamoDB, RDS). Requires 2+ years infrastructure/backend experience, Terraform, Kubernetes, AWS, and Python.
Senior Software Engineer providing technical leadership to modernize Chime's Trust & Safety risk architecture and platforms. Build low-latency APIs/backend services, drive architectural decisions, mentor engineers, partner with data teams, and improve reliability/ML capabilities. Requires 5+ years production experience at scale and prior technical lead experience.
Senior full-stack engineer building and scaling Chime's unsecured card products. Own end-to-end feature development across backend (Ruby on Rails) and frontend (React/React Native), lead multi-engineer efforts, and partner with product, risk, credit and compliance teams.
Senior Software Engineer owning Chime's messaging, caching, job processing, and workflow platforms. Build scalable frameworks, libraries, and tools (including AI-assisted development) so product engineers can move quickly and reliably. Requires strong Ruby/Rails, distributed systems knowledge, and AWS/infra experience.
Strategic Finance Senior Associate partnering with Marketing, Growth, Product, and Data teams at Chime to manage marketing budgets, evaluate growth initiatives, perform cohort and ROI analyses, improve forecasting, and provide data-driven recommendations for investment decisions. Requires 6+ years in strategic finance or related fields, strong financial modeling, and cross-functional communication skills.
Staff Data Scientist partnering with Strategic Finance on Chime's Spending portfolio. Build self-serve analytics infrastructure, semantic layers, AI-assisted workflows, and data pipelines while mentoring analysts and influencing senior leaders with insights on unit economics, experimentation, and forecasting.
Build and maintain internal React Native frameworks, tooling, and infrastructure to improve development speed, app quality, performance, and release processes for Chime's mobile app used by millions. Requires 5+ years cross-platform mobile experience (ideally React Native), TypeScript fluency, and expertise in mobile builds, CI/CD, and observability.
Software Engineer on Chime's Membership team building full-stack features for member benefits, rewards, and engagement in the mobile app. Requires 2+ years production experience, Ruby on Rails, and modern frontend skills with a product and metrics-driven mindset.
Program Manager in Chime's OMX Strategic Operations and Transformation Office leading high-priority cross-functional initiatives from strategy to execution. Requires 5+ years in strategy/ops/program management, strong analytical skills, executive communication, and experience with AI/automation for operational improvements.
Senior Data Scientist defining measurement frameworks and strategic analyses for Chime's AI-powered app experiences and member engagement. Owns metrics as source of truth, partners with executives across Product/Engineering/Marketing, leads deep-dive analyses, mentors team, and drives product impact. Requires 5-7 years experience, SQL, dbt, stats, and executive stakeholder skills.
Staff Engineer on Chime's Growth team building high-impact member-facing systems for early-stage member activation and conversion. Lead architecture, experimentation infrastructure, cross-functional product strategy, and AI/LLM initiatives while mentoring engineers in a high-scale consumer fintech environment.
Strategic Initiatives Lead responsible for developing and implementing cross-functional strategies to scale world-class member support experiences at Chime. Requires 8+ years experience including top-tier management consulting, strong analytical and project leadership skills.
Senior full-stack engineer on Chime's Membership team, owning end-to-end development of features that boost member engagement, retention, and value in the mobile app. Requires 5+ years production experience, Ruby on Rails, modern frontend (React/React Native/TypeScript), and a metrics-driven product mindset.
Senior Data Scientist partnering with Lending, Product, Engineering, Risk and Finance teams at Chime to own experimentation, A/B testing, causal analysis and metrics across credit and liquidity products. Requires 5-7 years product/business data science experience, expert SQL/Python, stats/ML expertise, and strong stakeholder influence.
Product Manager responsible for defining vision, strategy, and roadmaps for consumer growth initiatives at Chime. Requires experience in product management, launching/scaling products, strong analytical and user-centric skills, and comfort with ambiguity in a fast-paced fintech environment.
Individual contributor managing payment processor implementations and migrations using advanced SQL and analytics to drive operational readiness, investigations, and cross-functional collaboration with Engineering, Accounting, and bank partners.
Build and evolve Chime's risk platform and architecture as a backend-focused engineer on the Trust and Safety team. Requires 3+ years of production software experience and Ruby on Rails or comparable frameworks.
Build and maintain a new financial platform powering core banking services. Design, develop, and deploy secure, scalable backend infrastructure and APIs using Go with 4+ years of experience.
Senior Associate supporting Chime's Product Compliance team focused on payments and credit cards. Partners with Product, Engineering, Legal, and Compliance to integrate regulatory requirements into products and monitor the evolving regulatory landscape.
Lead creative strategy and execution for Growth and Product Marketing at Chime. Own vision across performance marketing, lifecycle, web, DRTV, and product GTM while managing a multidisciplinary team.
Build and operate foundational data infrastructure including Airflow, Flink, DynamoDB, and RDS using Terraform and Kubernetes. Requires 2-4 years of infrastructure/platform experience and strong Python skills.
Lead product strategy and roadmap for AI-powered experiences in Chime's consumer app. Define vision for personalized, proactive financial insights and partner with engineering, data science, and design to ship 0→1 features.
Insights Analyst driving analytics, experimentation, and AI automation improvements for Chime’s Trust & Safety, Fraud, and Dispute Operations teams. Requires 5+ years analytics experience, advanced SQL, Python/R, and strong statistical skills.
Lead Genesys Cloud CX platform architecture, governance, and vendor management for Chime's contact center migration and ongoing operations. Requires 5+ years in contact center platform operations and deep Genesys expertise.
Growth Product Scientist partnering with PMs, engineers, and marketers to drive acquisition, activation, and retention through experimentation, causal analysis, and self-serve analytics tooling.
Lead creative vision and brand-defining campaigns across TV, social, and partnerships. Requires 8+ years creative leadership experience and a bachelor's degree.
Lead Data Analyst driving credit risk strategy for MyPay, owning underwriting, limit assignment, and loss forecasting. Manages a team of analysts and partners cross-functionally to optimize risk/reward trade-offs using advanced analytics and experimentation.
Senior AI/ML Engineer building transformer and deep learning models on financial and behavioral data to power personalized growth and marketing experiences at Chime. Requires strong production ML experience with PyTorch, AWS, and large-scale data infrastructure.
Lead global workforce management for a 4,000+ agent customer operations organization, overseeing forecasting, capacity planning, scheduling, and optimization while managing a team and driving AI/automation initiatives.
As a Senior Security Engineer, you will work across product, application, infrastructure, and enterprise security. This role involves hands-on work with code and cloud infrastructure, focusing on reducing security risks, performing security reviews, and building automation and tooling.
Chime is seeking a Product Design Director to lead the Growth Design organization, focusing on acquisition, onboarding, activation, engagement, and retention experiences. This role involves shaping how millions discover and engage with Chime products, leveraging AI and data-driven decision-making.
The Senior People Partner will be a strategic advisor to technical leaders, aligning business objectives with People solutions. This role involves leadership coaching, organizational design, workforce planning, and cultivating an inclusive culture.
Senior Associate supporting corporate finance at a fintech company, focusing on monthly close, forecasting, balance sheet and cash flow analysis, and financial modeling. Requires 3-5 years of experience in strategic finance or FP&A and strong Excel skills.
Build and scale consumer-facing mobile features for a fintech banking app. Requires 3+ years of React.js or mobile development experience with React Native preferred, plus proven ability to lead complex projects and maintain high-quality experiences at scale.
Lead and grow an engineering team building consumer financial features at Chime. Hands-on manager role focused on hiring, technical quality, and delivering reliable spending, saving, and investing tools.