Lead Analyst, Financial Crimes

Responsibilities

• Lead and support a team of financial crime analysts and oversee vendor investigation operations.
• Set quality and productivity standards through sampling, calibration, coaching, documentation, and casework.
• Analyze AML and fraud risk trends across accounts, devices, funding sources, counterparties, and behavioral patterns.
• Develop and document money laundering and fraud typologies and identify opportunities for detection coverage.
• Design operational procedures for new detection coverage, including routing, evidence standards, and quality checks.
• Own standard operating procedures and ensure they are clear, current, and audit-ready.
• Prepare operations for internal audits, independent testing, and bank partner reviews; remediate findings through closure.
• Improve controls, procedures, detections, and reusable documentation based on investigation learnings.

Requirements

• 7+ years of experience in financial crime, fraud, or risk investigations within a bank, fintech, payments company, or comparable regulated environment.
• Working knowledge of BSA, the USA PATRIOT Act, OFAC requirements, and unusual or suspicious activity reporting standards.
• Deep experience across the transaction-monitoring alert lifecycle at significant volume.
• Experience with money laundering and fraud typologies, including mule and money movement networks, first-party fraud, synthetic and stolen identity, scams, social engineering, and elder financial exploitation.
• Hands-on experience with scenario tuning or threshold development alongside data or risk partners.
• Experience overseeing vendor or outsourced investigation teams.
• Advanced SQL and fluency with graph or link-analysis tools for mapping relationships at scale.
• Strong judgment in prioritizing investigations and working through ambiguity.

Preferred Qualifications

• CAMS, CFE, or equivalent certification.

Compensation and Benefits

• Base salary range: $139,000–$193,000.
• Eligible for bonus, equity, health and wellbeing benefits, paid vacation, paid parental leave, family planning reimbursement, wellness stipend, and commuter benefits.