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ChimeChimeNew York, NY

Staff Software Engineer, AI & App Experience

Staff Software Engineer building and scaling Jade, Chime's LLM-powered AI financial assistant. Sets technical direction for agent systems, evals, and guardrails while staying hands-on with prototyping, backend services, and cross-functional product delivery. Requires 8+ years production experience, deep AI/LLM fluency, and technical leadership.

223k – 308k
Hybrid8+ YOEML Engineering

About the role

Responsibilities

  • Set the technical direction and architecture for how Chime builds with LLMs on Jade: the agent architectures, prompt strategies, and orchestration patterns that shape how Jade reasons and acts, and that other engineers build on.
  • Design, build, and scale new member-facing capabilities for Jade, from prototype through production, moving fluidly between product discovery and hands-on engineering.
  • Build the eval frameworks, observability, and guardrail systems that let the team ship LLM-powered features with speed, safety, and confidence.
  • Develop and harden the backend services and internal tooling behind Jade (model routing, prompt management, agent orchestration, and evaluation pipelines), improving reliability and performance as we scale.
  • Leverage AI and LLMs natively in your own workflow, using AI-assisted coding and rapid prototyping, and turn one-off AI workflows into reusable systems (agent loops, evals, custom tooling) that compound the whole team's output.
  • Champion AI-native development practices across the team: set the quality gates that keep AI-assisted output production-ready, encode recurring failure modes into shared evals and guardrails, and push the team to work at the frontier of what AI tooling makes possible.
  • Exercise judgment about where and how AI is applied, deciding which problems get an AI-generated first pass and which need human judgment, and calibrating model autonomy to the stakes and reversibility of each decision.
  • Drive experimentation and rapid iteration: design A/B tests, analyze results, and make data-informed decisions about what to scale, pivot, or kill.
  • Partner cross-functionally with product, design, data science, and risk to understand member pain points and deliver secure, scalable solutions.
  • Contribute to technical design and uphold high standards across the codebase through code reviews and mentorship, multiplying the impact of the engineers around you.
  • Participate in on-call rotation; being on call may include responding to incidents outside of regular working hours when necessary.

Requirements

  • 8+ years of backend or full-stack software development experience in production environments.
  • Deep expertise in system design, distributed systems, and architectural patterns for high-scale systems.
  • Proficiency with Python or comparable frameworks, with the breadth to make sound decisions across the stack.
  • AI-native fluency: you actively build with LLMs, AI code assistants, and generative AI tooling as a daily part of your workflow, not as a side project.
  • Hands-on experience building or shipping LLM-powered product features (agents, conversation experiences, evals, prompt strategies, or guardrails) at production scale.
  • A track record of turning AI into durable leverage: reusing and improving workflows, encoding recurring fixes into evals, rules, and tooling instead of solving the same problem twice, and acting as the first and most critical reviewer of AI-generated output.
  • Sound judgment about where and how to apply AI, calibrating verification effort and model autonomy to the stakes, reversibility, and cost of each task.
  • Experience with transactional databases (e.g., Postgres) and caching systems (e.g., Redis), and a strong focus on writing maintainable, well-tested code.
  • Demonstrated technical leadership across teams: setting direction, driving architectural decisions, and aligning cross-functional stakeholders without relying on positional authority.
  • A track record of mentoring engineers and raising the technical bar.
  • A product mindset with a bias toward action: you ship v1 fast, learn from real usage, and iterate, letting data settle debates.

Nice-to-Haves

  • Experience with agent development, fintech, or startup environments.

Compensation

  • Base salary: $223000 - $308000.
  • Eligible for bonus, competitive equity package, and benefits.

Skills

PythonLLMsDistributed SystemsPostgresRedisAgent ArchitecturesPrompt EngineeringEvaluation FrameworksGuardrailsA/B Testing

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