Cardless
Embedded credit card platform for brands
Cardless builds a platform enabling brands to launch and manage co-branded credit cards with modular APIs, approvals, rewards, and operations. It serves companies like Coinbase, Bilt, and Alibaba to integrate native credit experiences into their apps. This allows brands to control rewards and credit to boost engagement without relying on traditional banks.
Security Engineer - Product
Lead product security for a fintech credit card infrastructure platform. Own API security, auth strategy, fraud primitives, secure SDLC, and compliance for partner-facing services. Hands-on engineering role reporting to Head of Engineering.
Director of Business Development
Own top-of-funnel business development for a Series C fintech, identifying prospects, building relationships with senior decision-makers, and driving enterprise deals from first contact through signed term sheet.
Product Marketing Manager, Brand Partnerships
Own visual brand and product marketing assets for a fintech credit card platform. Create partner pitch decks, high-fidelity Figma mockups, and investor materials while collaborating with partnerships and product teams.
Product Security Lead
Lead product security for a fintech credit card infrastructure platform. Own API security, auth strategy, secure SDLC, incident response, and compliance for multi-tenant B2B APIs. Hands-on role reporting to Head of Engineering.
Payments Operations Manager, Strategy & Delivery
IC role leading payments operations strategy and delivery for a fintech credit card platform. Own scaling operational infrastructure, driving automation initiatives, and improving cross-functional processes with Product, Engineering, and external partners.
Operations & Enablement, Customer Support
Own complex T3 escalations and drive systemic improvements to customer support operations at a fintech credit card platform. Build SOPs, reduce escalations through root cause analysis, and partner with Product, Engineering, and BPO teams to scale support infrastructure.
Capital Market Operations Lead
Leads capital market operations including lender funding requests, partner reporting, daily fund flows, reconciliations, and process automation. Requires 3+ years in finance/fintech, proficiency in Excel/SQL/Snowflake, and strong operational controls in high-volume environments.
Treasury Operations Lead
Leads treasury operations including lender funding requests, partner reporting, daily fund flows, reconciliations, and process automation. Requires 3+ years in finance/fintech, proficiency in Excel/SQL/Snowflake, and strong operational controls.
Data Analyst
Analyzes operational, product, and financial data to identify trends, build dashboards, and support cross-functional teams in optimizing fintech processes like fraud, risk, and rewards. Requires 3-7 years experience with SQL, Python, AI tools, and dashboarding.
Payment Operations Manager
Manages and scales payment operations infrastructure for credit card programs, handling processors, banks, networks, and automations. Requires 5+ years in payments, strong SQL, and experience with reconciliation and card lifecycles.
Finance Operations Lead
Owns fund flow operations, lender/partner reporting, borrowing base processes, and reconciliations in a fintech environment. Requires 3+ years in finance ops or related, proficiency in Excel/SQL/Snowflake, and strong accuracy under tight deadlines.
Engineering Manager
Leads a backend engineering team building high-scale payments and financial infrastructure systems. Requires engineering management experience in fintech, strong system design skills, and hands-on technical leadership with AI tooling integration.
Credit Risk Strategy Manager / Senior Manager
Owns credit strategy for managing risk in existing cardholder portfolios, including credit line decisions, exposure management, and performance optimization. Partners cross-functionally with data science, engineering, compliance, and partners using SQL, analytics, and ML models. Requires 5-10 years in credit risk or portfolio management.
Fraud Strategy Manager / Senior Manager (Transaction Fraud)
Owns transaction fraud strategy including decisioning logic, account takeover controls, payment holds, and outburst detection for credit card portfolio. Requires 5-10 years in fraud at financial institutions, deep network rules knowledge, and strong SQL skills.
Head of Fraud Operations
Leads fraud operations team handling manual reviews and investigations for credit card platform, ensuring operational excellence, SLA adherence, and scaling. Requires 7-12 years in fraud ops, 3+ years managing teams, and strong SQL skills.
Customer Support Lead
Leads Tier 3 escalations for complex fintech support cases involving disputes, fraud, and compliance. Analyzes patterns, documents solutions, builds SOPs/training to reduce escalations, and collaborates cross-functionally. Requires 4+ years support experience with proven reduction in escalations.
Learning and Development Lead
Builds Learning & Development function from scratch for CS team in fintech, designing onboarding, training, SOPs, and KPIs to close skill gaps and improve performance. Requires 3-5 years experience building training programs with strong communication and data skills.
Payment Platform Manager
Owns issuer processor platform operations including configurations, partner relationships with networks and sponsors, issue diagnosis, and change management for credit card programs. Requires 4+ years in payments/platform ops with SQL skills and analytical rigor.
Head of Disputes
Leads end-to-end disputes operations for credit card programs, managing BPO oversight, building policies and automation, ensuring Reg E/Z and network compliance, and driving down chargeback rates. Requires 5+ years in disputes with deep payment network knowledge; onsite in San Francisco.
Monitoring and Testing Manager
Designs and executes risk-based compliance monitoring and testing programs for credit card operations across multiple bank partners. Identifies control gaps, validates remediations, and reports findings to leadership, requiring 5+ years in compliance or audit within banking/fintech.
Marketing Compliance Manager
Reviews marketing materials, disclosures, and customer journeys for compliance with consumer protection laws and partner bank requirements. Collaborates with marketing, product, and legal teams to launch compliant card programs in fintech environment. Requires 4-5 years experience in financial services compliance.
Partnerships, Digital Verticals
Develops and manages strategic partnerships in digital verticals like AI, e-commerce, and digital currencies for a fintech company. Drives end-to-end sales process, collaborates cross-functionally, and shapes product roadmap. Requires 7+ years in payments/fintech BD.
Business Operations
Works directly with COO on high-priority projects across operations, product, partnerships, and finance in a fast-paced fintech startup. Owns end-to-end workstreams including launches, negotiations, and scaling processes; requires 3-5 years experience thriving in ambiguity.
Head of Recruiting
Leads full-cycle recruiting with focus on engineering, operations, and GTM at a fast-growing fintech startup. Builds and scales recruiting function and team while hands-on sourcing and closing top talent in a competitive market. Requires 5+ years tech recruiting experience.
Software Engineer - Backend
Designs, builds, and scales backend systems for co-branded credit card platform handling applications, accounts, transactions, fraud, risk, and rewards. Requires 5+ years experience with distributed systems, APIs, databases, and backend languages like Java or Python.