Cardless

Build and evolve Cardless’s frontend platform, consumer cardholder experiences, and internal operations and risk tools. The role requires 5+ years of frontend engineering experience, including 3+ years with React, plus strong component architecture, accessibility, testing, and cross-functional delivery skills.

Manages issuing-bank relationships and coordinates co-brand financial product launches from signed agreement through go-live. The role requires 10+ years in partnerships, account or program management, strong cross-functional communication, and experience in regulated environments.

Design cohesive financial-product experiences across customer-facing interfaces, developer tools, operational workflows, and internal systems. The role requires strong product reasoning, visual craft, clear communication, technical curiosity, and comfort using AI to prototype and build.

Manages the end-to-end consumer complaint program for card programs, including investigations, regulatory responses, trend reporting, root cause analysis, and cross-functional remediation. Requires 4–7 years of regulated consumer financial services experience and strong knowledge of consumer protection regulations.

Own end-to-end launch plans for new fintech credit card programs at Cardless, coordinating cross-functional teams, partners, banks, and vendors from signed deal to cards in customers' wallets. Requires 2-6 years cross-functional project experience in fintech/payments/ops, extreme attention to detail, and comfort bridging technical and compliance discussions.

Product Manager responsible for owning complex projects from ideation through launch, building delightful consumer credit experiences and powerful B2B engagement tools for a fintech credit card and loyalty platform. Requires 4+ years PM experience, preferably in fintech or B2B platforms, with strong attention to detail and stakeholder skills.

Own the full portfolio of live brand partners at Cardless, serving as primary point of contact to drive relationship health, resolve issues across teams, track program performance, and identify expansion opportunities. Requires 5-10 years in partnerships or account management with financial services/payments expertise.

Own Cardless's public relations as a hands-on IC: build media relationships, drive executive visibility through interviews and thought leadership, execute partner launch announcements, and manage PR operations. Requires established fintech/payments media contacts, strong news judgment, writing, and cross-functional coordination skills.

First-hire Product Marketing Director at Cardless, a fintech building credit card infrastructure for brands. Own market positioning, website narrative, sales collateral, and GTM launches for both enterprise partners and consumers. Requires 5-8+ years PMM experience, strong writing, and hands-on execution in a B2B2C environment.

Own the top of the commercial funnel as an IC to identify prospects, build senior relationships at consumer brands and financial institutions, navigate RFPs/consulting channels, and close complex enterprise deals for Cardless credit card programs. Requires 7-10 years BD/sales experience in financial services with strong payments network.

Own product compliance for credit and debit card programs at a fintech program manager. Review features, terms, pricing, and disclosures for regulatory alignment (Reg Z, E, DD, B, UDAAP, FCRA); advise cross-functional teams on practical solutions; build compliance processes and checklists from the ground up. Requires 4-7 years consumer finance compliance experience.

Backend engineer designing, building, and scaling systems for a co-branded credit card platform across applications, accounts, transactions, fraud, risk, and rewards. Requires 5+ years experience with distributed systems, modern backend languages, and end-to-end project ownership.

Review and approve marketing materials, disclosures, and customer journeys for credit card programs to ensure regulatory compliance with laws like Reg Z, UDAAP, and TCPA. Build marketing compliance processes from scratch while partnering closely with marketing, product, and legal teams in a fast-paced fintech environment.

Corporate Counsel advising on servicing, collections, litigation, and compliance for a high-growth fintech. Requires JD, 8+ years experience (law firm + in-house fintech), consumer finance expertise, and AI workflow experience.

Support President with deck creation, meeting prep, and operational execution in a high-growth fintech. Requires 3-5 years experience from consulting or banking, strong deck-building and written communication skills.

Own visual brand and product marketing assets for a fintech credit card platform. Create partner pitch decks, high-fidelity Figma mockups, and investor materials while collaborating with partnerships and product teams.

Analyzes operational, product, and financial data to identify trends, build dashboards, and support cross-functional teams in optimizing fintech processes like fraud, risk, and rewards. Requires 3-7 years experience with SQL, Python, AI tools, and dashboarding.

Manages and scales payment operations infrastructure for credit card programs, handling processors, banks, networks, and automations. Requires 5+ years in payments, strong SQL, and experience with reconciliation and card lifecycles.

Leads a backend engineering team building high-scale payments and financial infrastructure systems. Requires engineering management experience in fintech, strong system design skills, and hands-on technical leadership with AI tooling integration.

Owns credit strategy for managing risk in existing cardholder portfolios, including credit line decisions, exposure management, and performance optimization. Partners cross-functionally with data science, engineering, compliance, and partners using SQL, analytics, and ML models. Requires 5-10 years in credit risk or portfolio management.

Owns end-to-end fraud strategy for applicant onboarding, including manual review, alternative data signals, rules development, and performance monitoring. Requires 5-10 years in fraud/credit risk, strong SQL, and expertise in onboarding fraud vectors.

Leads fraud operations team handling manual reviews and investigations for credit card platform, ensuring operational excellence, SLA adherence, and scaling. Requires 7-12 years in fraud ops, 3+ years managing teams, and strong SQL skills.

Leads Tier 3 escalations for complex fintech support cases involving disputes, fraud, and compliance. Analyzes patterns, documents solutions, builds SOPs/training to reduce escalations, and collaborates cross-functionally. Requires 4+ years support experience with proven reduction in escalations.

Leads end-to-end disputes operations for credit card programs, managing BPO oversight, building policies and automation, ensuring Reg E/Z and network compliance, and driving down chargeback rates. Requires 5+ years in disputes with deep payment network knowledge; onsite in San Francisco.

Leads full-cycle recruiting with focus on engineering, operations, and GTM at a fast-growing fintech startup. Builds and scales recruiting function and team while hands-on sourcing and closing top talent in a competitive market. Requires 5+ years tech recruiting experience.