Corporate Counsel, Servicing and Litigation

Key Responsibilities

• Advise cross-functionally to ensure compliance with state and federal requirements relating to servicing and collections; draft and review related policies and procedures; track changes to applicable requirements.
• Monitor escalations to identify patterns and risks; investigate, document and remediate systemic gaps; manage arbitration agreements; work with Product and Servicing teams to continuously improve products and user flows based on learnings.
• Optimize triage, investigation and resolution strategy across all types of escalations; manage all contentious matters, with targeted support from outside counsel where appropriate; streamline processes and forms.
• Advise on agreements with vendors, debt buyers, and other third parties involved in servicing and collections, including reviewing SLA requirements, ensuring chain-of-title documentation for debt sale programs, etc.
• Draft and review notices and other communications relating to servicing and collections; advise on hardship, deferral, re-age, and charge-off program compliance.
• Test and implement AI features to automate as many workflows as possible; build AI agents and playbooks to support these workflows.
• Additional projects and duties based on the evolving needs of the business.

Requirements

• J.D. from an accredited law school; active bar membership (New York or California preferred).
• 8+ years of legal experience, with meaningful time at a top-tier law firm followed by in-house experience at a high-growth technology or fintech company.
• Demonstrated experience advising on servicing, collections, and litigation matters in consumer finance.
• Strong business judgment; ability to identify and escalate material legal risks and propose practical solutions to business partners.
• Experience with AI and building automated workflows.
• Highly organized with exceptional attention to detail and the ability to manage a high-volume, multi-workstream portfolio.
• Can-do attitude and a willingness to jump in where needed.

Compensation & Benefits

• Annual starting salary range of $220,000 - $270,000 + equity + benefits.
• Meaningful start-up equity.
• 100% health, vision & dental primary coverage; 75% for dependents.
• Catered lunches and dinners.
• $250/month commuter benefit.
• Parental leave.
• Team building events.
• Flexible PTO with a minimum of 15 days off per year.
• 401(k) plan.
• Relocation assistance.