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StripeStripe

Risk Operations Associate

Manages merchant-facing risk operations, escalations, investigations, and process improvements for Stripe’s payments ecosystem. The role requires at least two years of customer-facing operations, compliance, risk, or trust and safety experience, along with SQL/Redshift and strong analytical and communication skills.

About the job

Responsibilities

  • Work with merchants, from successful venture-backed startups to well-established institutions.
  • Investigate and action or triage escalations across multiple channels, providing accurate and timely responses.
  • Own operational processes such as risk user-experience reviews and urgent risk-related escalations from internal teams or financial partners, while maintaining process excellence and clear documentation.
  • Identify risk factors and trends and report them to the wider risk team to ensure consistency.
  • Use analytics to optimize strategies across Stripe’s portfolio.
  • Maintain regular communication with cross-functional stakeholders and establish recurring business meetings as needed.
  • Identify gaps in systems, policies, and strategies and recommend enhancements and process improvements.
  • Improve internal understanding of Stripe’s real-world impact on users and optimize processes and workflows to reduce escalation rates.
  • Build scalable solutions to implement Risk support best practices and standards throughout the user experience.
  • Partner with cross-functional teams to develop and improve Risk UX processes and products.
  • Participate in monthly, quarterly, and annual business reviews for the Risk UX Operations team.

Requirements

  • 2+ years of experience in a customer-facing role related to operations, compliance, risk, trust and safety, or a similar area.
  • Strong communication skills, including the ability to explain technical topics to technical and non-technical audiences.
  • Ability and desire to challenge the status quo in an ambiguous environment.
  • Experience using data to propose creative solutions to tactical and strategic problems.
  • Customer-focused, pragmatic problem-solving skills.
  • Empathy for entrepreneurs and motivation to solve problems that empower them.
  • Experience analyzing user-feedback patterns and using insights to drive process and product improvements.
  • Experience handling complex and sensitive user-facing issues involving privacy, user safety, fraud, and supportability.
  • Experience with SQL and Redshift.
  • Project or program management experience.
  • Experience in risk analysis, investigations, or risk operations.
  • Excellent written and verbal English communication skills.
  • Strong analytical thinking and problem-solving skills, including data-based assessment and judgment.
  • Ability to prioritize in a fast-moving environment and collaborate effectively across teams and with external partners.
  • Flexibility to work weekend shifts as needed.

Preferred Qualifications

  • Risk experience in payments, e-commerce, or fintech, including digital or card-not-present risk mitigation.
  • Knowledge of risk schemes, risk-prevention methods, and risk-detection tools.
  • Risk experience across multiple industries or verticals.
  • Experience in a high-growth technology company.
  • Experience working from a queue.

Work Environment

  • In-office environment with strong cross-team collaboration and support.

Skills

SQL, Amazon Redshift, Risk Analysis, Risk Operations, Fraud Detection, Trust And Safety, Compliance, Investigations, Project Management, Program Management, Data Analytics, Process Improvement, Payments Risk, E-Commerce Risk, Fintech

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