
Setpoint.io
Austin, TX
Capital markets operating system for asset-based lending
About
Setpoint builds an operating system for capital markets that automates debt facility management, including borrowing bases, reporting, and compliance for asset-backed finance. It serves borrowers like auto, SMB, and real estate originators alongside institutional lenders and asset managers. The platform powers over $50B in financed assets annually, enabling faster funding, reduced errors, and scalable operations in fragmented markets.
Tech stack
Python, Flask, React, Tailwind, SQL, dbt, GitHub
Perks & benefits
Unlimited PTO, 401k, Health insurance, Dental insurance, Vision insurance, Mental health support, Team offsites
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Open jobs
14Senior Full Stack Engineer owning end-to-end development of client-facing financial data and document features, including responsible AI/LLM automation. Requires 5+ years of production full-stack experience with Python, React, TypeScript, data systems, and strong ownership in an autonomous environment.
Build and maintain data pipelines, analytics models, dashboards, and external data products while partnering with engineering, product, implementation teams, and customers. The role requires 5+ years of analytics or data engineering experience, strong dbt and SQL expertise, and customer-facing collaboration skills.
Implementation Manager leading client onboarding and project management for Setpoint's capital and technology platform. Requires 5+ years in consulting, banking or enterprise tech with strong PM, communication, and problem-solving skills in a client-facing role.
Early-career Accounting Associate responsible for cash reconciliations, resolving discrepancies, posting journal entries, and supporting month-end close in NetSuite at an asset-backed private credit firm. Requires bachelor's in Accounting/Finance (or equivalent experience), strong attention to detail, and independent problem-solving.
Strategic legal leader partnering with executives and sales to provide guidance on capital markets, structured finance, and technology transactions. Drafts and negotiates complex SaaS and customer agreements while building scalable legal processes for a fintech platform.
Strategic Finance Associate partnering with leadership and cross-functional teams (Sales, Product, Engineering) at a fintech startup. Own financial modeling, forecasting, board materials, strategic projects, and operational improvements in a high-visibility generalist role.
Analyst responsible for translating lending guidelines into Excel-based programmatic review templates and automated validation systems for loan portfolios. Collaborates with engineering on platform integration and supports securitization initiatives. Requires 2-4 years financial services experience and expert Excel skills.
Senior operations leader managing the full deal lifecycle for credit facilities at a fintech platform. Owns pre- and post-close diligence, portfolio monitoring, leverage mechanics, and cross-functional execution with Investments, Legal, and Debt Capital Markets.
Manages client delivery of reporting, calculations, and workflows for Setpoint's credit infrastructure platform. Translates client needs and legal agreements into operational logic, partners with Product/Engineering, requires 3-5 years capital markets experience.
Owns client portfolios for Data OS and Insight OS platforms, translates structured finance needs into engineering specs, ensures data accuracy, and supervises offshore teams. Requires 3-6 years in private credit/asset-backed lending, client management, SQL/Python, and AI tooling comfort.
Manages Capital OS application accuracy, parses legal agreements for product teams, onboards clients, resolves disputes, and voices customer needs in a fintech capital markets platform. Requires 4-7 years in FP&A, asset-backed lending, or debt markets with Excel expertise.
Conducts quantitative and qualitative analysis for underwriting asset-backed private credit investments, prepares investment memos, builds borrower relationships, and assesses portfolio performance at a tech-enabled asset manager.
Builds and owns backend features using Python/Flask to support credit infrastructure platform. Collaborates cross-functionally with 3+ years backend experience in a fast-paced startup.
Software Engineer owning technical customer onboarding, process improvements, and project management using Python/Flask and NextJS/React. Requires 3+ years backend experience, preferably Python, with strong ownership and collaboration skills.