Senior Software Engineer, Auto
Senior engineer building customer-facing features, eligibility systems, and workflow automation for Upstart’s Auto Secured Personal Loan product. Requires 4+ years experience designing and deploying production software.
About the job
How you’ll make an impact
- Build and improve product features that expand access to Upstart’s Auto Secured Personal Loan product and support growth in originations.
- Design and deliver customer-facing funnel improvements, eligibility logic, and workflow automation that improve borrower experience and operational efficiency.
- Partner with product, operations, risk, and engineering teams to evaluate tradeoffs across customer experience, risk, complexity, and speed to market.
- Develop durable, scalable engineering solutions that create leverage for future secured lending product expansion.
- Contribute to the team’s technical direction by identifying implementation risks, improving execution standards, and communicating progress and decisions clearly.
- Support high-quality delivery in a regulated environment through thoughtful system design, testing, observability, and cross-functional alignment.
Minimum Qualifications
- Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, and 4+ years of software engineering experience.
- Experience designing, building, testing, and deploying production software systems.
- Experience developing customer-facing product features, platform capabilities, or backend services in a production environment.
- Experience working with cross-functional partners such as product management, design, analytics, operations, legal, or compliance.
- Experience making technical tradeoffs across system reliability, maintainability, scalability, and product delivery timelines.
Preferred Qualifications
- Knowledge of consumer lending, fintech, marketplace, or regulated product environments.
- Experience building or improving conversion funnels, eligibility systems, decisioning workflows, or operational automation.
- Ability to work through ambiguous product and technical problems by using data, judgment, and clear communication.
- Skills in influencing technical direction and aligning stakeholders without direct authority.
- Experience developing systems that balance customer experience, compliance needs, risk controls, and long-term engineering quality.
Skills
Python, Java, SQL, REST APIs, Microservices, AWS, Docker, Kubernetes, CI/CD, System Design
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