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UpstartUpstart

Principal Product Manager, Growth

Own the strategy and evolution of Upstart’s end-to-end consumer credit conversion experience, using product insight, experimentation, analytics, and cross-functional leadership to improve growth and funding outcomes. The role requires 8+ years of product management experience and significant B2C ownership of high-scale experiences.

About the job

Responsibilities

  • Own and evolve Upstart's end-to-end credit conversion experience, from application start through offer acceptance and beyond.
  • Identify and solve high-leverage friction points across the conversion funnel.
  • Optimize Upstart's credit portfolio, including personal loans and product matching.
  • Set success metrics, prioritize high-ROI opportunities, and use experimentation to guide decisions.
  • Segment funnel behavior, analyze results, and identify downstream effects.
  • Build customer understanding with research, consumer insights, and product marketing.
  • Lead cross-functional initiatives across engineering, design, analytics, ML, marketing, compliance, and executive leadership.
  • Use GenAI for qualitative synthesis, exploratory analysis, and concept prototyping.

Requirements

  • 8+ years of product management experience.
  • Significant B2C ownership of high-scale mobile and desktop consumer experiences with measurable business impact.
  • Demonstrated success improving complex conversion funnels through product strategy, experimentation, analytics, and customer insight.
  • Experience leading teams toward specific KPIs such as conversion improvements and revenue growth.
  • Exceptional quantitative judgment, including funnel analysis, behavioral segmentation, opportunity sizing, and experiment interpretation.
  • Strong experimentation skills, including hypothesis development, experiment design, A/B testing, and results analysis.
  • Strong consumer product intuition for high-consideration decisions involving trust, uncertainty, or tradeoffs.
  • Ability to connect strategic product questions with detailed experience design decisions.
  • Experience leading complex cross-functional initiatives and aligning stakeholders without direct authority.
  • Excellent written and verbal communication.

Nice-to-haves

  • Experience in fintech, lending, financial services, marketplaces, insurance, or another regulated, high-consideration industry.
  • Experience with personalization, recommendation systems, matching, pricing, or ML-powered consumer experiences.
  • Familiarity with identity, bank linking, income verification, Plaid, or similar financial-data infrastructure.
  • Experience building and scaling multi-product ecosystems or B2C marketplaces.

Compensation and Benefits

  • Anticipated base salary range: $187,900–$260,000 USD.
  • Target bonuses, equity compensation, and benefits including medical, dental, vision, and 401(k).

Skills

Product Strategy, Experimentation, A/B Testing, Funnel Analysis, Analytics, Customer Research, Personalization, Recommendation Systems, Machine Learning, Pricing, Plaid, Generative AI, Product Marketing, Conversion Optimization, Financial Services

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