Risk Operations Analyst, Financial Crimes

Responsibilities

• Demonstrate sound judgment and navigate non-binary, high-risk decisions.
• Adhere to processes while questioning assumptions, suggesting improvements, and balancing user experience with compliance requirements.
• Communicate effectively with internal teams, users, and financial partners.
• Identify and assess financial crime risks, conduct reviews using data analysis, and monitor for suspicious activity and trends.
• Facilitate the re-design of business processes, including clarifying issues and implementing changes for efficiency, control, and compliance.
• Help build and scale processes across the financial crimes operations ecosystem.
• Identify gaps in current systems, policies, and strategies; recommend enhancements and process improvements to mitigate emerging risks through collaboration with stakeholders.

Requirements

• 4+ years of experience in risk management, compliance, or financial operations.
• Understanding of FinCrime red flags, typologies, and identification methods.
• Experience developing and implementing process improvements.
• Analytical with reasoned logic in decision-making; considers internal/external factors and recommends solutions in complex situations.
• Effective communication skills to produce clear, precise written and presentation materials.
• Ability to analyze feedback patterns and drive process and product improvements.
• Proven track record developing compliance policies and procedures for payment processing environments.
• Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls.
• Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions for efficiency and scalability in compliance processes.

Nice-to-Haves

• Data analysis tools such as SQL.
• Experience in transaction monitoring or financial investigations, Sanctions, AML/EDD/KYC/KYB.
• Knowledge of payment processing systems and associated risks.