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OnePayOnePay

Full Stack Engineer, Lending

Full Stack Engineer on the Lending team responsible for leading technical design and implementation of scalable lending products and platforms serving millions of customers. Requires 8+ years scaling distributed systems and full-stack expertise, ideally in fintech or regulated finance.

About the job

Responsibilities

  • Lead technical design and implementation for projects powering our lending platform
  • Set architectural standards and ensure best practices in code quality, performance, and scalability
  • Partner closely with product, design, and operations to shape and deliver lending product strategy
  • Oversee optimization of systems for reliability, security, and scalability
  • Own technical decision-making, balancing rapid delivery and sustainable solutions

Requirements

  • 8+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
  • Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks
  • Experience designing or working on reliable, secure, and high-performance systems—ideally in payments, lending, or other regulated consumer finance domains
  • Clear communication skills and a collaborative working style
  • Initiative and growth mindset—eager to learn and contribute as a team player

Nice-to-Haves

  • Experience with Node, TypeScript, NestJS, Kubernetes, AWS, React Native
  • Familiarity with AI-assisted development tools like Claude Code or Cursor

Compensation and Benefits

  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact

Skills

Node.js, TypeScript, Nestjs, Kubernetes, AWS, React Native, Distributed Systems, High-Throughput Apis, Full-Stack Engineering, Backend Architecture, Frontend Frameworks

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