Head of Product - Business Banking
Leads Mercury’s Business Banking product end-to-end, owning strategy, P&L, growth, reliability, and a high-performing product organization. Requires 10+ years in banking, payments, platforms, or financial products, plus extensive product leadership and regulated-environment experience.
About the job
Responsibilities
- Own the P&L, strategy, and product offering across business accounts, user experience, payments, new rails, and agents.
- Build AI- and data-driven user experiences at scale.
- Recruit and lead a high-performing product management team; establish build discipline, develop future leaders, and set an operating cadence and culture focused on pace and quality.
- Deepen the core account product and launch new products from 0-to-1 through scale, including new payment rails, capabilities, and agents.
- Own reliability and trust outcomes, including uptime, correctness, latency, and support.
- Align product, engineering, design, data, risk, compliance, legal, marketing, sales, support, and partners behind a cohesive strategy.
Requirements
- 10+ years of experience, ideally in banking, payments, platforms, or financial products.
- 5+ years leading product managers, including hiring, coaching, organization design, and performance management.
- Strong product leadership and commercial judgment to grow and operate the business safely.
- Customer-centered, data-driven, experimentation-oriented product craft.
- Experience building AI- and agent-powered products.
- Exceptional cross-functional leadership across engineering, design, risk, compliance, finance, and partners.
- Command of business banking, including account opening and KYB, deposits and liquidity, and payment rails such as ACH, wire, check, international payments, FedNow, and RTP.
- Experience launching and scaling 0-to-1 financial products, ideally in fintech or another high-growth environment, while operating a large product with active customers.
- Sound judgment in regulated, risk-sensitive environments and the ability to balance customer experience with required banking controls.
Compensation
- United States base salary: $289,700–$362,100 USD.
- Canada base salary: $273,800–$342,200 CAD.
- Total rewards include base salary, equity, and benefits.
Skills
Product Strategy, P&L Management, Product Management, Business Banking, Payments, Ach, Wire Transfers, Fednow, Rtp, Know Your Business, Artificial Intelligence, Data Analytics, Risk Management, Compliance, Liquidity Management
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