Head of Credit Products
Lead the 0→1 vision, strategy, and execution for Socure’s new credit score and credit-adjacent products built on BNPL and CRA consortia. Requires 12+ years PM experience, deep credit/fintech domain expertise, regulatory knowledge, and leadership of product teams in a highly regulated environment.
About the job
Responsibilities
- Define and communicate the multi-year product vision, strategy, and roadmap for Socure’s credit score and credit-adjacent product portfolio, ensuring alignment with broader company strategy.
- Lead development of products built on BNPL and CRA consortia, focusing on credit risk, underwriting, and adjacent financial services use cases.
- Identify and prioritize opportunities at the intersection of credit reporting, first-party fraud, identity verification, underwriting, and risk decisioning.
- Partner with Data Science, Engineering, and Data teams to design scalable capabilities, data assets, models, and feedback loops.
- Collaborate with Legal and Compliance to ensure alignment with FCRA, CFPB, GLBA, and other regulatory requirements.
- Shape approach to CRA formation, data segregation, infrastructure, consumer disputes, and compliance models.
- Drive product discovery through market research, customer interviews, competitive analysis, and partner engagement.
- Partner with GTM, Product Marketing, Sales, Customer Success, and Solution Consulting for market narratives and commercial outcomes.
- Establish success metrics, business cases, and KPIs; use data-driven insights for prioritization and iteration.
- Own executive stakeholder alignment and communication on roadmap, tradeoffs, progress, and risks.
- Build, lead, and develop a team of product managers.
- Serve as internal and external thought leader for credit and consortium strategy.
Requirements
- 12+ years of product management experience with significant leadership in complex B2B data, risk, fintech, or financial services products.
- 5+ years leading product managers or senior product leaders across a portfolio or major business area.
- Deep domain expertise in credit risk, credit scoring, underwriting, lending infrastructure, credit bureau/CRA products, first-party fraud, BNPL, or adjacent financial risk products.
- Proven success building and scaling 0→1 or early-stage products in highly regulated markets.
- Strong understanding of regulatory environment including FCRA; familiarity with CFPB, GLBA, dispute processes, and permissible purpose frameworks strongly preferred.
- Ability to partner effectively across Product, Engineering, Data Science, Legal, Compliance, Finance, Marketing, Sales, and Customer Success.
- Strong commercial acumen, including building business cases, evaluating monetization, and balancing value with revenue and strategy.
- Excellent communication and executive influence skills.
- Strong analytical and strategic problem-solving skills in ambiguous environments.
- Bachelor’s degree in Business, Finance, Computer Science, Engineering, Economics, or related field required; advanced degree (MBA, JD) preferred.
Nice-to-Haves
- Experience with consortium intelligence, BNPL, and CRA-related offerings.
- Thought leadership in credit and consortium strategy.
Skills
Product Management, Credit Risk, Credit Scoring, Underwriting, Fintech, Fcra, Cfpb, Glba, Data Science, Regulatory Compliance, Business Strategy, Stakeholder Management
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