Head of Credit Products

Responsibilities

• Define and communicate the multi-year product vision, strategy, and roadmap for Socure’s credit score and credit-adjacent product portfolio, ensuring alignment with broader company strategy.
• Lead development of products built on BNPL and CRA consortia, focusing on credit risk, underwriting, and adjacent financial services use cases.
• Identify and prioritize opportunities at the intersection of credit reporting, first-party fraud, identity verification, underwriting, and risk decisioning.
• Partner with Data Science, Engineering, and Data teams to design scalable capabilities, data assets, models, and feedback loops.
• Collaborate with Legal and Compliance to ensure alignment with FCRA, CFPB, GLBA, and other regulatory requirements.
• Shape approach to CRA formation, data segregation, infrastructure, consumer disputes, and compliance models.
• Drive product discovery through market research, customer interviews, competitive analysis, and partner engagement.
• Partner with GTM, Product Marketing, Sales, Customer Success, and Solution Consulting for market narratives and commercial outcomes.
• Establish success metrics, business cases, and KPIs; use data-driven insights for prioritization and iteration.
• Own executive stakeholder alignment and communication on roadmap, tradeoffs, progress, and risks.
• Build, lead, and develop a team of product managers.
• Serve as internal and external thought leader for credit and consortium strategy.

Requirements

• 12+ years of product management experience with significant leadership in complex B2B data, risk, fintech, or financial services products.
• 5+ years leading product managers or senior product leaders across a portfolio or major business area.
• Deep domain expertise in credit risk, credit scoring, underwriting, lending infrastructure, credit bureau/CRA products, first-party fraud, BNPL, or adjacent financial risk products.
• Proven success building and scaling 0→1 or early-stage products in highly regulated markets.
• Strong understanding of regulatory environment including FCRA; familiarity with CFPB, GLBA, dispute processes, and permissible purpose frameworks strongly preferred.
• Ability to partner effectively across Product, Engineering, Data Science, Legal, Compliance, Finance, Marketing, Sales, and Customer Success.
• Strong commercial acumen, including building business cases, evaluating monetization, and balancing value with revenue and strategy.
• Excellent communication and executive influence skills.
• Strong analytical and strategic problem-solving skills in ambiguous environments.
• Bachelor’s degree in Business, Finance, Computer Science, Engineering, Economics, or related field required; advanced degree (MBA, JD) preferred.

Nice-to-Haves

• Experience with consortium intelligence, BNPL, and CRA-related offerings.
• Thought leadership in credit and consortium strategy.