Counsel, Product & Regulatory

What you'll do

• Advise on payments products and infrastructure, supporting initiatives involving payment rails, product launches, operational incidents, partner relationships, and customer-facing experiences.
• Partner across Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal teams as a low-ego, high-ownership thought partner bringing legal perspective early.
• Help launch new capabilities such as Zelle, identifying risks, evaluating options, and making decisions in ambiguous environments.
• Support financial crimes initiatives with AML Advisory, Sanctions, Compliance, and Risk teams by interpreting requirements, evaluating initiatives, and developing practical guidance.
• Build scalable frameworks and guidance to improve consistency, reduce friction, and enable better organizational decisions.
• Use AI tools intentionally in legal workflows to drive efficiency.
• Stay curious and adaptable in a quickly evolving regulatory and product landscape.

What you should have

• 4+ years of legal experience.
• Active license to practice law in at least one U.S. jurisdiction.
• Experience supporting fintechs, banks, payment companies, sponsor-bank programs, payment networks, BaaS providers, or regulators with substantial payments- or AML-related exposure.
• Strong working knowledge of payments-related regulatory frameworks, with interest in emerging areas like stablecoins.
• Familiarity with BSA/AML and sanctions requirements.
• Exceptional communication skills, tailoring to audience.
• Strong judgment and comfort in ambiguous environments.
• Proactive ownership and curiosity about financial products, infrastructure, and regulatory landscape.
• Strong working knowledge of AI use cases in legal roles or financial services, with interest in using AI for efficiency.

What will make you successful here

• Ability to offer a point of view on how products can thoughtfully meet regulatory requirements in scalable, customer-friendly ways.
• Treat ambiguity as an opportunity; focus on what regulations permit rather than just prohibit.
• Comfort with non-traditional legal work such as scoping cross-functional projects, pressure-testing product designs, navigating operational questions, and building processes with compliance and operational partners.
• Measure impact by improvements to product, process, or customer experience.

Compensation

Target new hire base salary ranges:

• US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $186,400 - $209,700
• US employees outside of those areas: $167,800 - $188,700
• Canadian employees: $176,100 - $198,200 CAD

Total rewards include base salary, equity (stock options), and benefits. Offers based on experience, expertise, location, and internal pay equity.