Credit Analyst Manager
Leads credit analyst team to evaluate business creditworthiness for corporate card and lending products, refines credit policies, analyzes financial data, and collaborates on automation and scoring models. Requires 10+ years in underwriting or credit risk, ideally in fintech or SMB lending.
About the job
What You’ll Do
- Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
- Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
- Analyze financials, bank data, and alternative data sources to assess creditworthiness.
- Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
- Support Sales and Success teams with responsive, well-informed credit decisions.
- Monitor portfolio performance and adjust underwriting strategies accordingly.
- Help build a scalable, high-performing underwriting team over time.
What We’re Looking For
- 10+ years of experience in underwriting, credit risk, or lending — ideally with SMBs, eCommerce, or card-based products
- Background in fintech, payments or embedded credit products
- Strong analytical mindset with experience evaluating financial statements and cash flow.
- Familiarity with underwriting automation tools and workflows
- Excellent communication skills and a collaborative, low-ego approach
- Experience in high-growth startups or fintech environments is a plus
Nice to Have
- Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
- Exposure to capital markets or structured finance
- Experience with tools like Plaid, Alloy, and Ocrolus
Skills
Plaid, Alloy, Ocrolus, Underwriting Automation, Financial Statements Analysis, Cash Flow Analysis, Credit Risk, Scoring Models, Smb Lending, Ecommerce Credit
Similar jobs
Shield AI
Melbourne, Australia
Leads systems engineering and model-based architecture work for autonomy, perception, and mission-level solutions. The role requires substantial systems engineering experience, STEM education, MBSE expertise, and strong cross-functional communication.
Gusto
San Francisco, CALead AV Engineer owning multi-site audiovisual standards, infrastructure, event production, and the Zoom-to-Google Meet migration. The role requires 8+ years of AV engineering experience, deep control/audio/video expertise, and strong live-event and vendor leadership.
Zoox
Hayward, CA
Leads plant-level supplier quality response, containment, non-conformance disposition, and corrective actions to protect high-volume assembly operations. Requires a bachelor's degree and 6+ years of plant, manufacturing, or supplier quality experience, plus expertise in structured problem solving and core quality tools.
Akur8
New York, NY
Senior Life Actuary responsible for designing and maintaining Life, Annuity, and Health actuarial models, supporting client onboarding, demos, and technical guidance. Requires ASA/FSA-level qualification, 7+ years of relevant experience, actuarial platform expertise, and strong communication skills.
Databricks
Mountain View, CALeads the architecture, extensibility, integration, and AI strategy for Databricks’ SAP S/4HANA finance platform. Requires 10+ years in SAP technical roles, architecture or technical leadership experience, and delivery of a full S/4HANA program with BTP extensions.