Leads credit analyst team to evaluate business creditworthiness for corporate card and lending products, refines credit policies, analyzes financial data, and collaborates on automation and scoring models. Requires 10+ years in underwriting or credit risk, ideally in fintech or SMB lending.
180k – 205k
On-site10+ YOEOther
About the role
What You’ll Do
Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
Analyze financials, bank data, and alternative data sources to assess creditworthiness.
Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
Support Sales and Success teams with responsive, well-informed credit decisions.
Monitor portfolio performance and adjust underwriting strategies accordingly.
Help build a scalable, high-performing underwriting team over time.
What We’re Looking For
10+ years of experience in underwriting, credit risk, or lending — ideally with SMBs, eCommerce, or card-based products
Background in fintech, payments or embedded credit products
Strong analytical mindset with experience evaluating financial statements and cash flow.
Familiarity with underwriting automation tools and workflows
Excellent communication skills and a collaborative, low-ego approach
Experience in high-growth startups or fintech environments is a plus
Nice to Have
Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
Exposure to capital markets or structured finance
Experience with tools like Plaid, Alloy, and Ocrolus
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