Underwrite and manage credit risk for Stripe's largest merchants, evaluating financials and providing risk recommendations while partnering cross-functionally. Requires 5+ years in commercial credit underwriting and a bachelor's degree.
Salary not listed
Remote5+ YOEFinance & Accounting
About the role
Responsibilities
Work directly with top merchants to evaluate business models and financial statements
Provide tailored credit risk recommendations that mitigate Stripe exposure while facilitating partner company growth
Manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
Deliver insights to support senior management decisions on onboarding strategies and merchant pricing analysis
Support refinement of tools and processes to deliver on KPIs such as credit loss targets and portfolio coverage metrics
Work with internal and external partners to support merchants around the world
Requirements
5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
Bachelor's degree in Finance, Economics, Statistics, or related fields
Strong knowledge of accounting principles and comfort evaluating financial statements and business models across industries
Ability to transform business and financial data into cohesive narratives outlining potential credit risks and dynamic mitigation strategies
Strong written, verbal, and problem-solving skills
Attention to detail while managing priorities in a fast-paced environment
Ability to comfortably interact with CFOs and CEOs of top merchants
Deep empathy for entrepreneurs and motivation to solve problems to empower them
Nice-to-Haves
Strong technical expertise, including demonstrated experience with SQL
Strong data visualization skills and passion for data and analysis
Experience working in tech or other fast-paced, high-growth environments
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