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StripeStripeUnited States

Credit Risk Program Manager, Risk Foundations

Underwrite and manage credit risk for Stripe's largest merchants, evaluating financials and providing risk recommendations while partnering cross-functionally. Requires 5+ years in commercial credit underwriting and a bachelor's degree.

Salary not listed
Remote5+ YOEFinance & Accounting

About the role

Responsibilities

  • Work directly with top merchants to evaluate business models and financial statements
  • Provide tailored credit risk recommendations that mitigate Stripe exposure while facilitating partner company growth
  • Manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
  • Deliver insights to support senior management decisions on onboarding strategies and merchant pricing analysis
  • Support refinement of tools and processes to deliver on KPIs such as credit loss targets and portfolio coverage metrics
  • Work with internal and external partners to support merchants around the world

Requirements

  • 5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
  • Bachelor's degree in Finance, Economics, Statistics, or related fields
  • Strong knowledge of accounting principles and comfort evaluating financial statements and business models across industries
  • Ability to transform business and financial data into cohesive narratives outlining potential credit risks and dynamic mitigation strategies
  • Strong written, verbal, and problem-solving skills
  • Attention to detail while managing priorities in a fast-paced environment
  • Ability to comfortably interact with CFOs and CEOs of top merchants
  • Deep empathy for entrepreneurs and motivation to solve problems to empower them

Nice-to-Haves

  • Strong technical expertise, including demonstrated experience with SQL
  • Strong data visualization skills and passion for data and analysis
  • Experience working in tech or other fast-paced, high-growth environments

Skills

SQLFinancial Risk ModelingCash Flow ForecastingCommercial Credit UnderwritingFinancial Statement AnalysisAccounting PrinciplesData VisualizationBusiness Model Evaluation
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