Data Analyst, Home Lending HMDA
Owns secured-lending data integrity, regulatory reporting, risk dashboards, and loan-level quality controls for a highly regulated home lending business. Requires at least five years of reporting or compliance-monitoring experience and strong mortgage lending knowledge.
About the job
Responsibilities
- Own first-line secured lending data and reporting support, including regulatory reporting inputs, data integrity, reconciliations, and timely loan-level reporting.
- Lead regulatory and risk reporting for home lending, including filing HMDA LAR, mapping Call Report feeds, tracking CRA activity, and performing loan-level quality checks on data used for fair lending and compliance testing.
- Produce risk dashboards and management reporting across portfolio, channel, geography, delinquency, vintage, concentration, and product performance.
- Maintain core data pipelines, controls, and aggregation capabilities supporting reliable product- and portfolio-level reporting.
- Provide reporting for product risk oversight, including channel, underwriting, pricing, override, and exception reporting.
- Support exams, committees, and business continuity planning through data extracts, analytical packages, reporting materials, and recovery-planning inputs.
Requirements
- 5+ years of experience with data collection, reporting, or compliance reporting and monitoring.
- Strong understanding of mortgage lending operations and regulatory data requirements.
- Excellent analytical, organizational, and problem-solving skills.
- Ability to work cross-functionally and manage deadlines in a highly regulated environment.
- Proficiency with loan origination, compliance, or data reporting systems.
Nice-to-haves
- Experience preparing HMDA LAR, CRA data, and Call Report submissions.
- Familiarity with fair lending, mortgage compliance, or consumer lending compliance.
- Experience supporting regulatory exams, audits, or compliance testing.
Compensation and benefits
- Anticipated base salary range: $145,100–$201,100 USD.
- Target bonuses, equity compensation, and benefits including medical, dental, vision, retirement plans with company match, employee stock purchase plan, paid time off, family and parental leave, wellness and productivity allowances, and employee assistance resources.
Skills
Hmda, Cra, Call Reporting, Fair Lending, Mortgage Lending, Compliance Reporting, Risk Reporting, Data Reconciliation, Data Pipelines, Loan Origination Systems, Portfolio Analytics, Regulatory Reporting
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