Data Analyst, Home Lending HMDA

Responsibilities

• Manage HMDA and CRA data integrity reviews, including routine monitoring, exception tracking, and remediation.
• Coordinate the annual HMDA Loan/Application Register (LAR) and CRA data submission processes.
• Perform data validation and quality control testing to identify coding, completeness, and accuracy issues.
• Partner with Compliance, Operations, Engineering, and other business teams to resolve data discrepancies.
• Maintain documentation of data reviews, corrections, procedures, controls, and submission evidence.
• Support regulatory exams, internal audits, compliance testing, and investor or management reporting related to HMDA and CRA.
• Monitor regulatory changes and assist with updates to policies, procedures, training, and system controls.
• Prepare periodic reporting for management on data quality trends, exceptions, corrective actions, and submission readiness.

Requirements

• 3-5 years of experience with HMDA and CRA data collection, reporting, or compliance reporting and monitoring.
• Strong understanding of mortgage lending operations and regulatory data requirements.
• Excellent analytical, organizational, and problem-solving skills.
• Ability to work cross-functionally and manage deadlines in a highly regulated environment.
• Proficiency with loan origination, compliance, or data reporting systems.

Preferred Qualifications

• Prior experience preparing HMDA LAR or CRA submissions.
• Familiarity with fair lending, mortgage compliance, or consumer lending compliance.
• Experience supporting regulatory exams, audits, or compliance testing.