Regional Insurance Product Manager

Key Responsibilities

• Own state-level strategy and calibrate Openly's homeowners program for assigned states and new state entries, including UW eligibility, coverage offerings, competitive positioning, and proprietary models.
• Manage the state filing process and DOI relationships and correspondence, ensuring timely regulatory approval.
• Collaborate with Technology and Operations teams to implement rate reviews and new state launches.
• Monitor and analyze key performance indicators and drivers of profitability, including loss ratios, actuarial indications, frequency/severity trends, sales conversion, persistency; translate findings into actionable strategic recommendations.
• Develop cost-benefit analyses of state-level strategic initiatives and present recommendations that balance market opportunity with company objectives and profitability targets.
• Identify business challenges and opportunities, design analytical frameworks to evaluate options, and deliver sound recommendations.
• Cultivate partnerships with Business Development, serving as the primary conduit for field-level market feedback into the Insurance Product organization.
• Escalate state-level insights that warrant countrywide product changes, acting as an internal advocate for market needs.
• Contribute to other product management initiatives, such as external data evaluations, market/competitor intelligence, and new product development.

Requirements

• 3-5 years of experience in insurance product management or product development roles, with a demonstrated focus on strategy, analytics, or state-level product ownership.
• Degree in Business Administration, Mathematics, Actuarial Science, Economics, Statistics, or related field.
• Solid analytical skills with the ability to develop and interpret quantitative analyses and translate findings into strategic narratives for senior business leaders and cross-functional audiences.
• Demonstrated ability to identify and define complex business problems and develop relevant analytical frameworks to deliver solutions, often operating in ambiguity and leveraging creativity.
• Strong communication, storytelling, and project management skills.
• Able to collaborate effectively with people at all levels across the company.
• Strong decision-making skills, using data to inform strategic recommendations.
• P&C insurance experience is required, and homeowners insurance experience is a plus.
• Insurance product compliance and/or state regulatory relationship experience is a plus.