Payments Engineer

Responsibilities

• Build flow-level observability across payout → settlement → reconciliation
• Reliability engineering for distributed payment systems
• Instrumentation and monitoring of financial primitives (ledger, payout orchestration, settlement ingestion)
• Automation to eliminate manual treasury and payout workflows
• Root-cause driven system redesign
• Automate payout orchestration (no more human-triggered scripts)
• Build a real operational ledger (immutable, auditable, boringly correct)
• Design settlement ingestion + reconciliation pipelines
• Improve observability across payout → processor → bank flows
• Eliminate recurring payment bugs at the root cause
• Reduce manual treasury overhead
• Abstract processor dependencies

Requirements

Must Haves:

• 5+ years in building scalable backend systems, preference for payments, fintech, billing, or financial infrastructure
• 3+ years backend/platform engineering with ownership of production systems
• Experience integrating with third-party payment gateways (e.g., Stripe, Adyen) and/or direct banking APIs
• Understanding of financial regulations, PCI-DSS, secure handling/encryption of sensitive data
• 3+ years building around transactional databases like MySQL or PostgreSQL
• Compiled languages like Go, Rust, or C++
• Experience with message queues or streaming platforms (e.g., RabbitMQ, SQS, Kafka)
• Distributed systems frameworks like Temporal, Kubernetes
• Proven ability to manage/operate production systems under load with observability

Nice-to-Haves / Mindset

• Comfortable in high intensity, fast-growing, ambiguous environments
• Systems and strategic thinking

Benefits

• Generous equity grant vested over 4 years
• $10K housing bonus (if within 0.5 miles of office)
• $1.5K monthly stipend for meals
• Free Equinox membership
• Health insurance