Product Owner, Payments and Infrastructure
Own payments infrastructure and vendor strategy for a fintech building AI-native banking. Lead bank partner implementations, architect multi-provider payments stack, and drive MTL transition.
About the job
What you will do
- Own major Tier 1 bank partner implementations and the broader bank partner strategy.
- Architect the multi-provider payments stack across acquiring, international money movement, and partner banks.
- Lead vendor selection across new payment rails as Flex scales domestically and internationally.
- Partner to deliver our MTL acquisition process. Own the product implications of the partner-licensed-to-directly-licensed transition.
- Build the framework for international money movement across multiple corridors.
- Represent Flex in technical and commercial negotiations with the largest financial institutions in the world.
- Partner with engineering on the implementation cadence and help scale the payments pod.
What you will need
- 4 to 9+ years of payments-specific product experience.
- Personally owned vendor relationships and technical implementations with top-tier payment providers.
- Money transmitter licensing transition experience is strongly preferred.
- Can hold a technical conversation about ACH, wire, card rails, real-time payments, and cross-border money movement.
- Negotiated with at least one Tier 1 bank or payment network.
Nice to have
- Direct experience with Tier 1 bank partners (JPMorgan Chase, Goldman Sachs, Wells Fargo, Citi).
- Card processors and issuing platforms (Marqeta, Lithic, Stripe Issuing, Adyen Issuing, Galileo, Highnote, Checkout.com).
- Cross-border rails and international money movement (Airwallex, Wise, Nium, Currencycloud, Remitly, WorldRemit).
- Bank infrastructure and BaaS platforms (Unit, Modern Treasury, Increase, Treasury Prime, Column, Lead, Synctera).
Skills
Payments, Ach, Wire Transfers, Card Rails, Real-Time Payments, Cross-Border Money Movement, Vendor Management, Money Transmitter Licensing, Tier 1 Bank Partnerships, Baas Platforms
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