Senior Specialist supporting retirement plan design, document drafting, and compliance for defined contribution plans. Requires 5+ years of qualified plan experience and deep ERISA/regulatory knowledge.
75k – 85k/yr
Hybrid5+ YOEOther
About the role
Responsibilities
Plan Design Consultation: Collaborate with Plan Sponsors to create optimal defined contribution plan designs, addressing queries, and ensuring a clear understanding of chosen plan specifications for both new sponsors setting up their plan and existing sponsors with plan amendments.
Plan Document Review: Support sales in conversion contract considerations by performing a plan spec review against supported and outsourced design models; capture plan design conversations and decisions from presale, sale, and onboarding processes to create new plan documents.
Regulatory Interpretation & Compliance Expertise: Independently interpret ERISA and other applicable laws, regulations, and guidance to create, amend, and restate retirement plan documents that are legally compliant and operationally sound.
Plan Document Drafting & Maintenance: Prepare plan documents, including discretionary and interim amendments, restatements, participant notices, and related disclosures, ensuring consistency with plan design decisions and platform capabilities.
Independent Judgment & Analysis: Exercise discretion in evaluating plan design requests, assessing legal and operational risk, and determining appropriate document structures with minimal supervision.
Cross-Functional Collaboration: Work closely with Onboarding, Retirement Plan Administration, Client Success, and Employer Services teams to ensure plan documents support seamless implementation and ongoing administration.
Process & Documentation Improvement: Support and contribute to process reviews, research, and documentation related to plan document operations, corrections, and audit support.
Project Management: Design and manage workflows for novel and recurring large-scale document projects, ensuring timely, accurate, and scalable execution.
Product & Automation Support: Partner with Product teams to improve document automation, technology-supported drafting processes, and overall plan document management capabilities.
Requirements
Subject Matter Expertise - Understanding of Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Internal Revenue Service (IRS) regulations
At least 5 years of experience in qualified/non-qualified plans including sales support, design consultation, document drafting, and non-discrimination testing
Keen attention to detail, deadlines, and customer service needs along with strong communication skills
Collaborative approach with internal stakeholders and with clients to clearly communicate the process, timing, and plan design considerations of new, amended and restated plans
Strong commitment to proactively managing workload
Proficiency with Excel and Microsoft Office suite; Google Workspace; cloud-based client portals and internal network drives
Nice-to-Haves
Knowledge of one or more plan document drafting systems (e.g., FT William, Datair, ASC, Sungard Relius)
Knowledge of Application Programming Interface (API) functionality
Experience with SalesForce or similar Customer Relationship Management (CRM) software
Qualified 401(k) Administrator (QKA) or higher credential from ASPPA, or equivalent career experience
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