Software Engineer, Bill Pay & Procurement

What You'll Do

• Design and build core P2P systems, from invoice ingestion and approval workflows to payment orchestration and reconciliation logic.
• Enable AI agents to classify, validate, and process invoices automatically, reducing manual review and accelerating financial close.
• Own backend services that process large volumes of financial events across Bill Pay, Procurement, and Treasury.
• Collaborate cross-functionally with Product, Finance, and Data to translate accounting and compliance policies into robust, testable code.
• Extend Ramp’s financial ledger to handle new transaction types, international payments, and automated audit trails.
• Drive technical excellence around reliability, observability, and data integrity in systems where correctness directly impacts financial reporting.
• Continuously improve developer tooling and internal APIs that make P2P data accessible across Ramp’s product ecosystem.

What You Need

• 3+ years of backend engineering experience, ideally in fintech, payments, or transactional systems.
• Proven experience designing and maintaining data-intensive distributed systems with strong consistency and auditability requirements.
• Deep knowledge of Python (or a comparable backend language) and SQL.
• Comfort building event-driven systems and scaling high-volume, low-latency architectures.
• Strong system design and debugging skills; you care about correctness as much as speed.
• Ability to work closely with finance, risk, and product stakeholders to translate business rules into software logic.
• Passion for building systems that are precise, reliable, and extensible as Ramp scales globally.

Nice to Have

• Experience with accounts payable, payments, or reconciliation systems.
• Familiarity with accounting or ERP integrations (e.g. NetSuite, QuickBooks, Oracle).
• Background in compliance-heavy or regulated domains.
• Exposure to AI-driven automation or interest in working with AI/ML teams to build intelligent finance workflows.
• Desire to move quickly while maintaining an uncompromising standard for data accuracy and auditability.

Benefits (for U.S.-based full-time employees)

• 100% medical, dental & vision insurance coverage for you
• Partially covered for your dependents
• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $10,000 per year)
• Parental Leave
• Unlimited AI token usage
• Pet insurance
• Centralized home-office equipment ordering for all employees
• Health and Wellness stipend
• In-office perks: lunch, snacks, drinks, and more
• Budget for intra-office travel
• Relocation support to NYC or SF (as needed)