Senior Product Manager - A2A & Money Movement

Responsibilities

• Own the roadmap for your product domain within A2A—maintaining a well-prioritized backlog, a clear rationale for every decision, and a delivery plan that the team can execute against
• Define and prioritize features based on partner needs, transaction data, competitive signals, and business impact
• Maintain continuity of existing Dwolla customer commitments while contributing to NMI integration milestones — balancing BAU stability with forward progress
• Write clear, detailed product requirements and acceptance criteria; run scoping sessions with Engineering that result in shared understanding and no surprises
• Lead product discovery: customer interviews, partner feedback sessions, competitive teardowns, and data analysis—then synthesize findings into a point of view
• Build a deep understanding of the full A2A payment lifecycle—funds flow, return handling, exception processing, reconciliation, Reg-E obligations—and design products that hold up end-to-end
• Partner with Engineering on technical design decisions, flagging tradeoffs and pushing for solutions that are scalable, not just shippable
• Define success metrics for every initiative, track them post-launch, and share what you learned with the team
• Build awareness of A2A capabilities across internal teams, helping Sales and Partner Success understand when and how to position bank-direct payment solutions
• Collaborate with Legal, Compliance, Risk, and Payment Ops to ensure products are compliant and operationally sound before they ship
• Support go-to-market: work with product marketing, sales, and customer success to drive adoption of new capabilities
• Use AI tools actively in your workflow—discovery synthesis, spec drafting, hypothesis generation, competitive research—and bring that velocity to your team
• Represent the product in customer workshops, partner calls, and internal stakeholder reviews with authority and clarity
• Contribute to team OKRs; participate in quarterly planning and own your results

Requirements

• 5+ years in product management with at least 3 years in payments or financial services
• Hands-on experience with A2A payment products—ACH, RTP, FedNow, push-to-card, or open banking. You understand how the rails work, not just what they do.
• Demonstrated track record of independently owning and delivering complex payment products from discovery through launch
• Strong commercial instincts—you understand how product decisions affect revenue, partner growth, and merchant volume
• Deep experience working directly with customers and partners to define problems, validate solutions, and build feedback loops
• Experience partnering with Engineering on payment system design: funds flows, ledger logic, settlement, reconciliation, and return handling
• Experience working within or alongside an acquired product team, navigating integration priorities while maintaining existing customer commitments
• Proven use of data-driven insights to prioritize work, measure impact, and course-correct quickly
• Exceptional execution skills with a bias toward action and comfort operating in ambiguity
• Fluent with AI tools for product work—you use them to go faster and produce better output
• Excellent communicator: you write clearly, run tight meetings, and can explain technical payment concepts to non-technical stakeholders

Nice-to-Haves

• Experience with open banking platforms (Plaid, MX, Finicity, or similar)
• Knowledge of ACH operating rules, Reg-E requirements, or Nacha compliance
• Experience with disbursements, earned wage access, insurance payouts, or other money movement use cases
• SaaS or B2B embedded finance background
• Familiarity with Jira, Confluence, and agile delivery practices

Compensation & Benefits

• Remote-first culture
• Annual US base salary range of $120,000 – $145,000 USD
• Flex PTO & dedicated sick time
• 13 Paid Holidays
• Health, Dental and Vision Insurance
• Life, ADD, Short-term and Long-term Disability insurance
• 401k matching up to 4% after two months of employment