Software Engineer, Upstart Bank
Software Engineer building scalable backend systems, services, and APIs for Upstart Bank, a modern AI-enabled national bank. Translate regulatory and business requirements into reliable software in a fintech environment; 4+ years backend/full-stack experience required.
About the job
How you’ll make an impact
- Design and build scalable backend systems, services, and APIs supporting Upstart Bank initiatives
- Deliver well-designed software across medium-sized engineering projects while collaborating with senior engineers
- Translate business, operational, and regulatory requirements into reliable, maintainable software
- Improve system reliability, observability, performance, and operational excellence across backend services
- Contribute to technical design discussions and continuously improve engineering quality
- Partner closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver high-quality software
- Uphold a high engineering bar through thoughtful implementation, testing, code review, and operational ownership
- Thrive in ambiguous environments while continuously growing technical ownership and engineering judgment
Minimum Qualifications
- Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
- 4+ years of backend or full-stack software engineering experience
- Experience building and operating production software systems
- Experience building scalable services, APIs, or web applications
- Proficiency in at least one modern programming language such as Java, Kotlin, Python, Go, or similar
- Strong engineering fundamentals around software design, testing, debugging, and operational ownership
- Ability to operate effectively in ambiguous, cross-functional environments
Preferred Qualifications
- Experience working in fintech, financial services, payments, or another regulated industry
- Experience with distributed systems, cloud-native architectures, Kafka, gRPC, or similar backend technologies
- Experience building reliable backend services, APIs, or platform software
- Experience modernizing existing systems or building new backend platforms
- Ability to collaborate effectively across Product, Compliance, Operations, and Engineering teams
- Curiosity, adaptability, and a desire to continuously learn new technologies and business domains
Skills
Java, Kotlin, Python, Go, Kafka, gRPC, Distributed Systems, APIs, Backend Development
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