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Processor Implementation Manager

Individual contributor managing payment processor implementations and migrations using advanced SQL and analytics to drive operational readiness, investigations, and cross-functional collaboration with Engineering, Accounting, and bank partners.

130k – 180kNew York, NYSan Francisco, CAOtherHybrid6+ YOE

About the role

In this role you can expect to

  • Support complex processor implementations, migrations, and platform changes, ensuring operational readiness and clean handoff to steady-state owners — with data validation at every stage.
  • Write sophisticated SQL queries to investigate transaction anomalies, support reconciliation research, and surface root causes across large, multi-rail datasets in Snowflake.
  • Serve as a subject matter expert on ChimeCore payment flows, transaction lifecycles, and data models — and translate that expertise into clear, queryable logic others can rely on.
  • Collaborate with bank partners and engineering on funds flow, reporting, and transaction investigations — bringing structured analysis and proposed resolutions, not just problem statements.
  • Support Accounting, Audit, Risk, and Finance by interpreting platform behavior and transaction data to aid investigations and reporting.
  • Participate in incident response and escalations by driving investigation, proposing hypotheses, and supporting remediation, with accountability shared across owning teams.
  • Define expected versus anomalous processor behavior and contribute to the design of monitors and alerts in partnership with Engineering and Processor Operations.
  • Perform advanced data analysis and SQL-based investigations to support reconciliation research root-cause analysis and be able to articulate the finding to a broader audience.
  • Support Accounting, Audit, Risk, and Finance with platform behavior interpretation and transaction-level data — translating SQL output into business-ready findings.
  • Act as a trusted analytical advisor to Implementation and Reconciliation Managers, providing implementation context grounded in data.

To thrive in this role, you have

  • 6+ years in bank and/or payment operations with a broad understanding of operations; including accounting, funds flow, settlement, processing, etc.
  • Expert-level SQL skills — you write complex, optimized queries from scratch and are comfortable independently investigating large transactional datasets. Experience in Snowflake strongly preferred.
  • Strong reconciliation knowledge and background.
  • An understanding of the end-to-end payments ecosystem, including payment methods, card networks, issuer processing, and the regulatory environment.
  • An understanding of ACH originations, returns, settlements and everything in between; AAP certification is a huge plus.
  • Familiarity with network operations including Visa, Mastercard, PLUS, and Star, as well as with network vendors that facilitate AFT/OCT payments and other forms of card-based money movement.
  • Experience working cross functionally with Product, Accounting, Compliance, Legal, Risk & Engineering to identify, evaluate and size opportunities and prioritize work.
  • Experience driving continuous improvement projects, where you’ve applied deep knowledge to uncover and execute both short term and long term optimizations.
  • A member obsessed mindset, eager to learn and improve the user experience.
  • A curious and creative problem solving ability - can facilitate resolution of issues in a timely manner by working cross-functionally with product and engineering teams.
  • Excellent business acumen, communication skills and a self-starting attitude.

Compensation and Benefits

  • The base salary offered for this role and level of experience will begin at $130,000.00 and up to $180,000.00.
  • Full-time employees are also eligible for a bonus, competitive equity package, and benefits.
  • 401k match plus great medical, dental, vision, life, and disability benefits.
  • Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off.
  • 1% of your time off to support local community organizations of your choice.
  • Annual wellness stipend to use towards eligible wellness related expenses.
  • Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents.
  • Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

Skills

SQLSnowflakePayment OperationsReconciliationAchVisaMastercardFunds FlowSettlementTransaction AnalysisCross-Functional CollaborationIncident ResponseData Analysis

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