Finance Operations Lead
Owns fund flow operations, lender/partner reporting, borrowing base processes, and reconciliations in a fintech environment. Requires 3+ years in finance ops or related, proficiency in Excel/SQL/Snowflake, and strong accuracy under tight deadlines.
Responsibilities
- Prepare and submit periodic borrowing base certificate and funding requests using external Capital market platform (e.g. Setpoint)
- Ensure ongoing compliance with lender requirements, covenants and eligibility criteria
- Own monthly lender reporting packages and support audits and diligence requests
- Act as the primary point of contact for lender-related operational inquiries
- Monitor daily changes in the data tape and highlight key performance metric changes
- Manage monthly reporting deliverables for brand partners
- Own daily fund flow operations across Cardless and brand partner programs
- Perform and oversee daily reconciliations, identifying and resolving discrepancies
- Serve as the primary finance contact for partner reporting and funding-related inquiries
- Identify and drive automation opportunities across reporting, reconciliations, and funding workflows
- Partner with Data and Engineering to build scalable reporting infrastructure and resolve data gaps
- Enhance internal controls and operational processes to reduce risk and improve efficiency
Requirements
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of experience in investment banking, fin-tech, fin-operations, or accounting
- Experience managing high-volume transaction workflows in a fast-paced environment
- Strong understanding of reconciliations, reporting, and operational controls
- Proficiency in Excel and experience working with data tools (e.g., Snowflake, SQL)
- Ability to manage tight deadlines with a high degree of accuracy and ownership
- Strong communication skills, including experience interacting with external stakeholders (e.g., lenders, partners)
Preferred
- Experience working with credit facilities, structured finance, or warehouse lending
- Familiarity with borrowing base mechanics and collateral reporting
- Experience with capital markets platforms (e.g., Setpoint) or similar tools
- Background in fintech or high-growth startup environments
Compensation
- Annual starting salary range of $125k-$150k + equity + benefits
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