Risk Operations Analyst, Financial Crimes

Responsibilities

• Demonstrate sound judgment and navigate non-binary, high-risk decisions.
• Adhere closely to processes while questioning assumptions, suggesting improvements, and balancing user experience with compliance requirements.
• Communicate clearly with internal teams, users, and financial partners.
• Identify and assess financial crime risks; conduct reviews using data analysis; and monitor suspicious activity and trends.
• Facilitate business process redesign by clarifying requirements, identifying issues, and implementing changes to improve efficiency, control, and compliance.
• Build and scale processes across the financial crimes operations ecosystem.
• Identify gaps in systems, policies, and strategies, and recommend enhancements to mitigate emerging risks.

Requirements

• 8+ years of experience in risk management, compliance, or financial operations.
• Understanding of financial crime red flags, typologies, and detection methods.
• Experience developing and implementing process improvements.
• Strong reasoning and judgment in complex situations, including consideration of internal and external factors.
• Effective written and verbal communication skills, including clear presentation materials.
• Ability to analyze feedback patterns and use insights to drive process and product improvements.
• Proven experience developing compliance policies and procedures for payment processing environments.
• Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls.
• Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions.

Nice-to-haves

• Experience with data analysis tools such as SQL.
• Experience in transaction monitoring or financial investigations, sanctions, AML, EDD, KYC, and KYB.
• Knowledge of payment processing systems and associated risks.