Fair Value & Financial Modeling
- Own monthly and quarterly fair value analyses for the company's loan portfolio and servicing assets
- Develop, maintain, and enhance DCF models supporting fair value measurements
- Partner with Accounting, Capital Markets, and external auditors during monthly close
- Evaluate and recommend updates to valuation assumptions, including credit losses, prepayment rates, recovery rates, funding costs, servicing costs, and discount rates
- Support audit requests and valuation documentation
Core FP&A Responsibilities
- Build analytical tools to evaluate current and future financing strategies and stages
- Partner with stakeholders and financial systems to improve forecast accuracy and scale forecasting/reporting workflows
- Develop financial models and insightful presentations to support strategic initiatives and executive decision-making
- Analyze profitability across products, channels, and customer segments
- Enhance reporting capabilities using Power BI, SQL, Excel, and other financial systems
Requirements
- 8–12+ years in FP&A, valuation, investment banking, consulting, Big Four, or financial institutions
- Strong understanding of GAAP and financial statements
- Advanced Excel modeling skills
- Proven track record building discounted cash flow models
- Skilled in fair value measurements or other valuation methodologies
- Strong analytical and problem-solving abilities
- Excellent communication and presentation skills
- Comfortable working cross-functionally with Accounting and executive leadership
Nice to Have
- Background in specialty finance, fintech, banking, or consumer lending
- Familiarity with ASC 820 Fair Value measurements
- Knowledge of servicing assets or mortgage/loan servicing
- Proficiency with SQL, Power BI, or other BI tools
- NetSuite experience
Compensation
Base salary of $170,000 to $230,000. In addition, Total Rewards include a corporate bonus program, stock option package, and benefits including robust health care plans, generous parental leave, flexible time-off, 401k with company match, educational assistance up to $3K/year, life insurance, disability coverage, and wellness benefits.