Compliance Analyst

Responsibilities

• Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications end to end, including customer profile review, document verification, beneficial ownership analysis, sanctions and PEP screening, adverse media assessment, and transactional activity analysis.
• Conduct enhanced due diligence on High Risk applicants, including source of funds and source of wealth assessment, business model review, and full beneficial ownership chain documentation.
• Make well-reasoned SAR recommendations, clearly articulating why activity is or is not suspicious and documenting analysis completely and defensibly.
• Draft SAR narratives that meet FinCEN quality standards.
• Send RFIs to customers or partners where additional information is needed and follow through to receipt and documentation of responses.
• Support periodic KYC refresh reviews on existing customers.
• Contribute to onboarding and investigation policy development by identifying gaps and proposing solutions.
• Stay current on FinCEN advisories, FATF typologies, and emerging financial crime trends relevant to stablecoin, virtual asset, and agentic payment typologies.

Requirements

• Minimum 3 years of experience in a compliance, KYC, AML Investigations or onboarding role at a FinTech, payments company, or crypto company.
• Demonstrated experience reviewing KYB applications for business entities including beneficial ownership analysis, entity structure review, and corporate document verification.
• Experience with OFAC, PEP, and adverse media screening tools; comfortable making independent screening determinations and documenting reasoning.
• Demonstrated experience conducting end-to-end AML investigations and preparing SAR-quality case documentation.
• Working knowledge of BSA/AML program requirements and FinCEN SAR filing rules.
• Experience with transaction monitoring platforms.
• Familiarity with blockchain analytics tools and on-chain transaction analysis.
• Strong written communication skills.
• Comfort working in a fast-paced, high-volume environment managing multiple applications simultaneously with attention to detail.
• Do-er mentality: self-directed, take ownership of queue, proactive.

Nice-to-Haves

• CAMS certification or progress toward certification.