Compliance Associate
Compliance Associate focused on transaction monitoring, alert review, KYC/KYB onboarding, and AML investigations at a fintech/crypto payments company. Requires 3-5+ years experience in compliance/AML at fintech, payments or crypto firms, with strong skills in SAR narratives, screening tools, and blockchain analysis.
About the job
Responsibilities
- Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications end to end, including customer profile review, document verification, beneficial ownership analysis, sanctions and PEP screening, adverse media assessment, and transactional activity analysis.
- Conduct enhanced due diligence on High Risk applicants, including source of funds and source of wealth assessment, business model review, and full beneficial ownership chain documentation.
- Make well-reasoned SAR recommendations, clearly articulating why activity is or is not suspicious and documenting analysis completely and defensibly.
- Draft SAR narratives that meet FinCEN quality standards.
- Send RFIs to customers or partners where additional information is needed and follow through to receipt and documentation of responses.
- Support periodic KYC refresh reviews on existing customers.
- Contribute to onboarding and investigation policy development by flagging gaps and proposing solutions.
- Stay current on FinCEN advisories, FATF typologies, and emerging financial crime trends relevant to stablecoin, virtual asset, and agentic payment typologies.
Requirements
- 3 to 5+ years of experience in a compliance, KYC, AML Investigations or onboarding role at a FinTech, payments company, or crypto company.
- Demonstrated experience reviewing KYB applications for business entities including beneficial ownership analysis, entity structure review, and corporate document verification.
- Experience with OFAC, PEP, and adverse media screening tools; comfortable making independent screening determinations and documenting reasoning.
- Demonstrated experience conducting end-to-end AML investigations and preparing SAR-quality case documentation.
- Working knowledge of BSA/AML program requirements and FinCEN SAR filing rules.
- Experience with transaction monitoring platforms.
- Familiarity with blockchain analytics tools and on-chain transaction analysis.
- Strong written communication skills.
- Comfort working in a fast-paced, high-volume environment managing multiple applications simultaneously with attention to detail.
- Self-directed do-er mentality; take ownership of queue without needing direction.
Nice-to-Haves
- CAMS certification or progress toward certification.
Skills
Aml Investigations, Kyc, Kyb, Sar Filing, Transaction Monitoring, Blockchain Analytics, Ofac Screening, Pep Screening, Adverse Media, Bsa/Aml, Fincen, Rfi
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