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BettermentBetterment

Staff Engineer, User Trust

Staff Engineer building scalable systems for user trust, fraud prevention, KYC, risk scoring, and compliance. Requires fullstack expertise in Ruby on Rails and React, plus experience leading projects in high-trust financial environments.

About the job

Responsibilities

  • Build systems and experiences for user privacy, compliance, account access, KYC, risk scoring, login, account recovery, and fraud prevention.
  • Design and implement complex systems at the intersection of security, legal & compliance, risk, and product engineering.
  • Guide team's full stack development practices and collaborate with senior engineering leaders.

Requirements

  • Experience designing, building, and operating systems for fraud detection, prevention, or risk mitigation in high-trust environments.
  • Familiarity with building customer-facing and internal tools requiring strong reliability, auditability, and risk handling.
  • Exposure to identity, access, privacy, compliance, financial workflows, or trust-critical user experiences.
  • Track record balancing user experience, business goals, and control frameworks in scalable fullstack systems.
  • Proven experience scoping, building, and leading technical projects from discovery through release.
  • Experience in at least one server-side language (Ruby, Java, C#, C++, Python; we use Ruby on Rails).
  • Experience building interactive web applications using modern JavaScript frameworks (we use React).
  • Strong understanding of technical design, architecture, and complexity in web applications.
  • Experience gathering inputs, building consensus, and making technical decisions inclusively.
  • Effective communication with technical and non-technical colleagues.
  • Commitment to upskilling teammates through feedback, pairing, and mentorship.
  • Passion for software engineering, agility, pragmatism, automated tests, and shipping without compromising quality.

Compensation

New York City: $200,000 - $238,000
Competitive equity package, health/dental/vision benefits, 401(k) match, flexible PTO, potential incentive bonus.

Skills

Ruby on Rails, React, JavaScript, Fraud Detection, Risk Scoring, Kyc, Privacy, Compliance, Fullstack, Automated Testing

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