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GustoGustoNew York, NY

Platform Operations Analyst

Own day-to-day reconciliation, loss detection, and exception resolution for Gusto's payments platform. Use AI and data tools to automate manual processes, partner with Engineering to fix root causes, and build end-to-end understanding of money flows while ensuring financial accuracy and scalability.

83k – 99k/yr
Hybrid3+ YOERevenue Operations

About the role

Responsibilities

  • Own reconciliation execution and exceptions research across customer cash and money movement, validating the accuracy of Gusto's financial data with internal and external partners.
  • Monitor transactions to detect discrepancies, anomalies, and potential losses; investigate promptly and drive issues to resolution.
  • Identify, escalate, track, and close individual payment related issues across reconciliation and loss domains, pulling in the right cross functional partners (Engineering, Accounting, Payments) to get each one resolved.
  • Contribute to the accuracy and timeliness of financial close and reporting for the areas you own.
  • Tighten the controls on the processes you own, whether manual or automated, and recommend enhancements that reduce risk and manual effort.
  • Partner with Engineering to trace recurring breaks and losses to their source and resolve the underlying product or system gaps, rather than absorbing them downstream.
  • Strengthen documentation so processes are durable, repeatable, and not person dependent.
  • Use AI to automate manual, repetitive workflows, chaining multiple steps to move from raw data to finished output and measurably reduce the time your work takes.
  • Share what you build so teammates can replicate it, raising the whole team's efficiency, not just your own.
  • Spot the most manual, repetitive, and high volume work in your domain and prioritize it for automation, going after the biggest reductions in effort first.

Requirements

  • Bachelor's degree in Finance, Accounting, Business, or a related analytical field.
  • 3-4 years in an operations, analyst, or similar role with a track record of high-quality, detail-heavy execution and strong ownership.
  • Experience in payments, banking, fintech, or financial services / accounting operations.
  • Familiarity with reconciliation, cash management, ACH/NACHA rules, or card networks.
  • Exposure to regulatory or compliance requirements (e.g., MTL) relevant to a payments environment.
  • Demonstrated use of AI to automate real, manual workflows, with specific examples of what you built, what it replaced, and the impact. You reach for AI to go from raw data to finished output, not just to draft an email.
  • Strong analytical and data skills: proficient in spreadsheets, and either working in SQL today or a clear aptitude and eagerness to learn it quickly.
  • Genuine curiosity about how money and financial systems connect. You want to understand the financial impact of your work and how the product behaves end to end.
  • A process improvement instinct: you get uncomfortable running the same manual process twice and instinctively look for the fix.
  • Strong written and verbal communication, with the ability to own outcomes with minimal oversight, know when to escalate, and work cross functionally with technical and finance partners alike.
  • Comfort operating independently in a fast paced, ambiguous environment, confident standing up or reshaping a process rather than waiting for one to exist.

Compensation

Our cash compensation range for this role is $82,610/yr to $99,132/yr in New York.

Skills

reconciliationSQLAI Automationpayments operationscash managementach/nachaFinancial AnalysisProcess Improvementspreadsheet proficiencyRegulatory Compliance
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