Head of Finance

Responsibilities

• Own financial strategy, capital planning, cash flow, runway, and capital needs.
• Advise the CEO and leadership team on pricing, resource allocation, and growth initiatives.
• Prepare board materials, investor updates, fundraising analyses, executive reporting, data rooms, and diligence processes.
• Build driver-based financial models for GMV/TPV, take rate, revenue yield, unit economics, and operating performance.
• Analyze payments revenue streams, including interchange, network fees, processor costs, and revenue-sharing agreements.
• Evaluate interchange-plus, buy-rate, and blended pricing structures, merchant profitability, cohort performance, and partner economics.
• Direct reconciliation and settlement accounting across ACH, RTP, FedNow, wire, and card-network payment rails.
• Own treasury, liquidity management, and payments-related capital requirements and licensing coordination.
• Lead annual budgeting, long-range planning, recurring forecasting, headcount planning, and operating-plan alignment.
• Oversee monthly close, accounts payable and receivable, treasury, bookkeeping, audits, tax advisors, banking partners, accounting policies, and internal controls.
• Identify opportunities to improve efficiency, unit economics, and growth.
• Manage existing finance employees and build the finance team as the company grows.

Requirements

• 7+ years of experience in finance, FP&A, investment banking, strategic finance, or related fields, with exposure to accounting and controllership fundamentals.
• Experience in an early-stage or venture-backed startup, ideally as a founding or first finance hire.
• Hands-on ownership of fundraising processes, including data rooms, diligence, investor materials, or board reporting.
• Exceptional financial modeling, forecasting, and analytical skills.
• Strong understanding of fintech or payments business models and operating drivers.
• Experience partnering with executive leadership and presenting to boards or investors.
• Track record of building scalable financial processes and reporting frameworks.
• Excellent communication skills and ability to translate financial insights into business recommendations.
• Ability to direct tactical work through others rather than owning every detail personally.
• Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related field.

Nice-to-haves

• CPA, CFA, or MBA.
• Experience in payments, fintech, SaaS, or embedded finance.
• Familiarity with interchange, network fees, acquirer or processor pricing, and revenue-share models.
• Prior fundraising, investor relations, or corporate development experience.
• Experience building and managing a finance team from the ground up.
• Exposure to Tableau, Power BI, Looker, and/or SQL.

Compensation and Benefits

• Competitive compensation with equity in a growing fintech company.
• Remote-first culture with flexible working arrangements.
• Professional growth opportunities in compliance and risk management.
• Mission-driven work supporting financial innovation and regulatory standards.