Associate, Capital Markets
Supports Ramp’s Capital Markets team by executing funding transactions, managing warehouse and ABS facilities, maintaining financial models and data tapes, and evaluating capital implications of strategic initiatives. Requires a bachelor’s degree and 3+ years of relevant ABS, securitization, asset financing, leveraged finance, or banking experience.
About the job
Responsibilities
- Support the Capital Markets team in live transactions through modeling, structuring, internal memos, lender communication, document review, and document execution.
- Evaluate the impact of funding strategies in the context of the broader corporate strategy.
- Collaborate cross-functionally on strategic initiatives, including product expansion, financial partnerships, bank partnerships, and issuing partnerships.
- Evaluate economic outcomes and capital implications of new products and commercial agreements.
- Manage the day-to-day aspects of warehouse facilities and ABS facilities.
- Own the suite of Capital Markets models.
- Ensure the accuracy of Capital Markets data tapes and assist with rearchitecting them for product changes.
- Identify ways to automate and streamline processes for greater efficiency and scalability.
Requirements
- Bachelor's degree in finance, economics, or a related field.
- 3+ years of experience in sell-side or buy-side ABS trading, securitization, asset financing, leveraged finance, or coverage banking, preferably FIG.
- Excellent financial modeling and quantitative data analytics skills.
- Comfortable working with large data sets.
- Extremely detail-oriented, with a high regard for precision.
- Relationship-minded, with excellent written and verbal communication abilities.
- Ability to thrive in small, collaborative, and ambiguous environments.
- Ability to blend strategic and tactical skills.
- Familiarity with AI tools.
Nice-to-haves
- Expertise with AI tools.
- Experience with capital-intensive fintech businesses.
Compensation and Benefits
- Salary range: $104,000–$192,000 annually.
- Flexible PTO.
- Centralized home-office equipment ordering.
- Health and wellness stipend.
- Budget for intra-office travel.
- Weekly coffee stipend.
- 100% medical, dental, and vision insurance coverage for employees, with partial dependent coverage.
- One Medical annual membership.
- 401(k) with employer match while employed by Ramp.
- Fertility HRA of up to $10,000 per year.
- Parental leave of up to 16 weeks for birthing and bonding or 8 weeks for bonding only, at 100% pay.
- Pet insurance.
- In-office meals, snacks, drinks, and other perks.
- Relocation support to NYC or San Francisco as needed.
Skills
Financial Modeling, Quantitative Data Analytics, Abs Trading, Securitization, Asset Financing, Leveraged Finance, Capital Markets, Warehouse Facilities, Abs Facilities, Data Analytics, Large Data Sets, AI Tools
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