Latest Backend Engineering jobs at Upstart

Senior software engineer responsible for leading multi-quarter platform initiatives and building scalable backend services for loan servicing, automation, and financial decision systems. Requires 5+ years of software engineering experience and strong distributed-systems expertise with Kotlin, Java, or a comparable language.

Senior Software Engineer building backend services, data pipelines, APIs, and reporting infrastructure for capital partners in a regulated fintech environment. The role requires 4+ years of backend experience, relational database expertise, and end-to-end system ownership.

Build and operate backend services and APIs powering Cash Line lending experiences, including pricing, underwriting, funding, and account management. The role requires a bachelor's degree or equivalent experience, at least four years of professional software engineering experience, and proficiency with backend development.

Software Engineer building scalable backend systems, services, and APIs for Upstart Bank, a modern AI-enabled national bank. Translate regulatory and business requirements into reliable software in a fintech environment; 4+ years backend/full-stack experience required.

Design and build backend services powering automated verification workflows, financial data integrations, and approval decisioning for lending products. Requires 3+ years building distributed systems in Kotlin or Java.

Senior backend engineer building and securing authentication, authorization, and experimentation systems for a digital lending platform. Requires 4+ years experience, strong Kotlin/Java skills, and hands-on IAM protocol experience.

Build and scale backend services powering personalized customer communications across SMS, email, push, and emerging channels. Partner with marketing and data teams to deliver real-time messaging, automation, and data-driven engagement systems.

Design and build internal software platforms, APIs, and data workflows supporting risk, compliance, and operations for Upstart Bank. Requires 4+ years experience, production web apps, PostgreSQL, and REST API development.

Principal Software Engineer providing technical leadership for internal platforms, security automation, and workflow systems supporting Upstart Bank operations. Requires 8+ years experience and a bachelor's degree.

As a Senior Software Engineer on the Core Pricing team, you will design and implement highly scalable, low-latency services that convert ML underwriting outputs into accurate risk and profitability measures, playing a critical role in evolving Upstart’s loan pricing systems.

Design and build scalable backend services and platform infrastructure for loan origination workflows across products and lending partners. Own systems through the full lifecycle including design, deployment, monitoring, and on-call support.

Build and maintain scalable backend data systems and pipelines supporting audience segmentation, marketing attribution, and customer acquisition at a leading AI lending platform.

Backend engineer on the Lifecycle team building scalable services for SMS, email, push and real-time marketing automation. Partner with marketing, analytics and ML teams to deliver data-driven engagement at Upstart.

Designs and builds scalable backend/full-stack systems for Upstart Bank's funding, payments, reporting, and operations in a regulated fintech environment. Requires 4+ years experience, Bachelor's degree, and proficiency in Python, Java, or Kotlin.

Leads technical roadmap, architecture evolution, and innovation for Capital Supply systems at scale. Requires 8+ years experience building highly available consumer products, leading cross-team initiatives, and mentoring leaders.