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Latest Backend Engineering jobs at Upstart

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Upstart

Software Engineer, Upstart Bank

UpstartUnited States

Software Engineer building scalable backend systems, services, and APIs for Upstart Bank, a modern AI-enabled national bank. Translate regulatory and business requirements into reliable software in a fintech environment; 4+ years backend/full-stack experience required.

14k – 187k/yr
Remote4+ YOEBackend Engineering
Upstart

Software Engineer, Upstart Bank

UpstartUnited States

Software Engineer on the Upstart Bank team building scalable backend systems, services, and APIs in a regulated fintech environment. Requires 2+ years experience, proficiency in a modern language (Java, Python, Go, etc.), and strong fundamentals; fintech or regulated industry experience preferred.

131k – 154k/yr
Remote2+ YOEBackend Engineering
Upstart

Sr Software Engineer

UpstartUnited States

Senior Software Engineer building scalable, event-driven platforms for Upstart's Lending Platform to automate accounting, capital risk, and financial operations using high-volume data processing and AI tools. Requires 4+ years experience with distributed systems in AWS.

153k – 231k/yr
Remote4+ YOEBackend Engineering
Upstart

Senior Software Engineer

UpstartUnited States

Senior Software Engineer building scalable, event-driven platforms for Upstart's Lending Platform to automate accounting, capital risk, and financial operations using high-volume data processing and AI tools. Requires 4+ years experience with distributed systems in AWS.

153k – 231k/yr
Remote4+ YOEBackend Engineering
Upstart

Software Engineer, Verifications Platform

UpstartUnited States

Design and build backend services powering automated verification workflows, financial data integrations, and approval decisioning for lending products. Requires 3+ years building distributed systems in Kotlin or Java.

142k – 197k/yr
Remote3+ YOEBackend Engineering
Upstart

Senior Software Engineer, Identity Platform

UpstartUnited States

Senior backend engineer building and securing authentication, authorization, and experimentation systems for a digital lending platform. Requires 4+ years experience, strong Kotlin/Java skills, and hands-on IAM protocol experience.

153k – 231k/yr
Remote4+ YOEBackend Engineering
Upstart

Senior Software Engineer, Foundations

UpstartUnited States

Build and scale backend services powering personalized customer communications across SMS, email, push, and emerging channels. Partner with marketing and data teams to deliver real-time messaging, automation, and data-driven engagement systems.

167k – 231k/yr
Remote4+ YOEBackend Engineering
Upstart

Principal Software Engineer, Cash Line

UpstartUnited States

Principal backend engineer building core systems for a new AI-powered revolving credit product. Owns distributed services for underwriting, pricing, transactions, and servicing in a greenfield environment.

183k – 270k/yr
Remote8+ YOEBackend Engineering
Upstart

Senior Software Engineer

UpstartUnited States

Design and build internal software platforms, APIs, and data workflows supporting risk, compliance, and operations for Upstart Bank. Requires 4+ years experience, production web apps, PostgreSQL, and REST API development.

165k – 228k/yr
Remote4+ YOEBackend Engineering
Upstart

Principal Software Engineer

UpstartUnited States

Principal Software Engineer providing technical leadership for internal platforms, security automation, and workflow systems supporting Upstart Bank operations. Requires 8+ years experience and a bachelor's degree.

191k – 264k/yr
Remote8+ YOEBackend Engineering
Upstart

Senior Software Engineer, Pricing

UpstartUnited States

As a Senior Software Engineer on the Core Pricing team, you will design and implement highly scalable, low-latency services that convert ML underwriting outputs into accurate risk and profitability measures, playing a critical role in evolving Upstart’s loan pricing systems.

153k – 231k/yr
Hybrid5+ YOEBackend Engineering
Upstart

Senior Software Engineer - Partner Integrations and Origination Platform

UpstartUnited States

Design and build scalable backend services and platform infrastructure for loan origination workflows across products and lending partners. Own systems through the full lifecycle including design, deployment, monitoring, and on-call support.

167k – 231k/yr
Remote6+ YOEBackend Engineering
Upstart

Software Engineer, Foundations

UpstartUnited States

Build and maintain scalable backend data systems and pipelines supporting audience segmentation, marketing attribution, and customer acquisition at a leading AI lending platform.

142k – 196k/yr
Remote3+ YOEBackend Engineering
Upstart

Software Engineer, Lifecycle

UpstartUnited States

Backend engineer on the Lifecycle team building scalable services for SMS, email, push and real-time marketing automation. Partner with marketing, analytics and ML teams to deliver data-driven engagement at Upstart.

136k – 197k/yr
Remote3+ YOEBackend Engineering
Upstart

Senior Software Engineer, Upstart Bank

UpstartUnited States

Designs and builds scalable backend/full-stack systems for Upstart Bank's funding, payments, reporting, and operations in a regulated fintech environment. Requires 4+ years experience, Bachelor's degree, and proficiency in Python, Java, or Kotlin.

167k – 231k/yr
Remote4+ YOEBackend Engineering
Upstart

Senior Software Engineer, Capital Insights

UpstartUnited States

Builds and maintains backend services, data pipelines, and reporting infrastructure for partner-facing financial reporting in fintech. Requires 4+ years backend experience, SQL, data pipelines like Airflow/Spark/dbt, and system ownership.

167k – 231k/yr
Remote4+ YOEBackend Engineering
Upstart

Principal Software Engineer, Capital Marketplace

UpstartSan Mateo, CA +2

Leads technical roadmap, architecture evolution, and innovation for Capital Supply systems at scale. Requires 8+ years experience building highly available consumer products, leading cross-team initiatives, and mentoring leaders.

186k – 258k/yr
Remote8+ YOEBackend Engineering