Senior Product Manager, ASPL
Drive the strategy and execution for Upstart's Auto Secured Personal Loans (ASPL) product. Lead cross-functional teams to increase conversion, remove friction, and onboard capital while ensuring regulatory compliance.
How you'll make an impact
- Deeply understand the potential ASPL borrower and their motivation for choosing a secured loan
- Define the strategy on how and where we can offer ASPL to applicants in our core Personal Loans funnel
- Analyze the limiters that prevent us from offering ASPL to more borrowers and define a plan to remove those limiters
- Partner with engineering manager, product designer, product leaders across Upstart, legal, operations, analytics, and compliance teams to gather requirements and ensure solutions meet business needs and regulatory standards
- Partner with our Capital Markets organization to execute a plan to onboard capital for ASPL
Minimum Qualifications
- 4+ years of product management experience on fast-moving, consumer-obsessed teams
- Strong product sense. Independently authored and executed on a multi-quarter roadmap, and seen the consequences (good and bad) of your decisions.
- Rigorous and analytical problem solving; well structured, concise, and highly effective communication.
- Ownership and growth mindset. Act like an owner. Often right, but humble and open minded about being wrong. Perpetually dissatisfied and striving to improve yourself and the team.
Preferred Qualifications
- Experience building products in fintech or consumer lending
- Experience with KYC/KYB or verifications, especially with AI automation
- Experience with securitization and capital markets
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