Product Counsel

Responsibilities

• Own day-to-day product and regulatory counseling for key parts of the payouts platform (U.S.-focused), partnering with Product, Engineering, Compliance, and Ops from early design through launch and scale
• Translate U.S. payments and consumer-protection requirements into pragmatic product guardrails, customer-facing terms/disclosures, and durable internal guidance
• Negotiate and draft customer agreements and related terms as a core driver of the contracting engine
• Turn repeat questions into playbooks, checklists, and templates to create leverage for teams
• Jump in as a generalist on important matters as needed in a small team

Requirements

• 4–6 years of experience practicing law (law firm + in-house mix preferred), with at least some in-house time at a tech or fintech company
• Strong foundation in U.S. financial regulatory issues relevant to payments/money movement (consumer protection, payment rails, partner-bank/processor models)
• Strong product-counseling instincts with ability to turn ambiguity into practical recommendations and help teams make tradeoffs
• Solid drafting and negotiation skills for handling a steady stream of agreements
• Clear written communication skills for memos, decision docs, and guidance; ability to build trust cross-functionally in a remote environment
• J.D. and active bar membership in at least one U.S. jurisdiction

Nice to Have

• Experience working with bank partners, processors, card/prepaid programs, or other regulated payments infrastructure
• Experience supporting audits/exams, responding to regulator or partner diligence, or managing outside counsel on discrete matters