Senior Associate, Product Compliance

Responsibilities

• Demonstrate expertise in consumer laws and regulations related to consumer financial products, including Regulation Z, UDAAP, Regulation E, Regulation DD, the Bank Secrecy Act, and applicable state money transmission requirements.
• Partner closely with Product, Engineering, Operations, Legal, and Compliance teams to integrate compliance requirements into new and existing products and features.
• Evaluate product compliance risks and provide practical guidance that supports business objectives while maintaining regulatory compliance.
• Lead or support remediation efforts for products and processes within your scope, helping drive sustainable corrective actions.
• Monitor emerging regulatory developments and assess potential impacts to Chime products, controls, and member experiences.
• Support compliance management system activities, including policy and procedure maintenance, documentation development, audits, examinations, and issue management.
• Establish and maintain strong relationships with internal stakeholders, external partners, and issuing bank compliance teams.

Requirements

• 6+ years of experience in banking, credit, payments, deposits, fintech, or a related product compliance function.
• Demonstrated knowledge of key regulations including UDAAP, FTC requirements, TILA (Reg Z), Regulation E, Regulation DD, FCRA, Bank Secrecy Act requirements, VISA rules, and state money transmission laws.
• Experience researching, interpreting, and applying banking regulations, industry guidance, and regulatory expectations to product decisions.
• Experience conducting compliance risk assessments and translating findings into practical business recommendations.
• Strong analytical, verbal, and written communication skills, with experience independently executing compliance management system activities.
• Ability to operate autonomously, solve complex problems, and develop practical solutions with minimal oversight.
• Proven ability to collaborate and influence internal stakeholders and external partners to achieve alignment on regulatory risk issues and mitigation strategies.

Compensation & Benefits

• Base salary: $101,000 - $140,000
• Eligible for bonus, competitive equity package, and benefits
• 401k match plus medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide paid days off
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents
• Annual wellness stipend
• Access to Maven with $15k lifetime reimbursement for family planning services