Manager, Credit Risk Strategy

Responsibilities

• Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing to optimize profitability.
• Work cross-functionally with Tech, Product, Sales, and Finance teams to implement new credit product initiatives and optimize existing credit strategies.
• Own credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
• Design and monitor key performance indicators to provide insights into the credit lifecycle.
• Maintain quality control and validation to ensure risk processes operate as expected.
• Collaborate with the portfolio risk team to track credit performance and manage the portfolio within the organization’s risk appetite.
• Develop business insights and communicate proposals to C-level audiences and external partners.

Requirements

• Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering; an advanced degree is preferred.
• Strong understanding of consumer credit and the lending lifecycle.
• 4+ years of experience performing credit analysis.
• Experience with data visualization tools such as Tableau or Power BI.
• Hands-on experience with Python, SQL, and Excel.
• Ability to take analyses from raw data to polished recommendations and communicate complex technical findings to broad audiences.
• Strong written and oral communication skills.

Compensation and Benefits

• Base salary: $110,000–$150,000, plus corporate bonus eligibility.
• Bonus eligibility and stock option package.
• Medical, dental, and vision plans.
• Generous parental leave and flexible time off.
• 401(k) with company match.
• Educational assistance and tuition reimbursement up to $3,000 per year.
• Basic, voluntary, and AD&D life insurance.
• Short- and long-term disability coverage.
• Ancillary benefits, including accident and hospital insurance.
• Wellhub wellness benefit.
• Recreational safety benefit.