Bank Accounting and Regulatory Reporting Senior Associate

Responsibilities

• Prepare and review certain Bank-specific accounting records.
• Prepare, review, and support the timely submission of regulatory filings, including Call Reports, FR Y-series reports, FDIC filings, and other required regulatory reports.
• Perform reconciliations, validations, and analytical reviews to ensure the completeness and accuracy of reported information.
• Partner with Accounting, Treasury, Risk, Operations, and Data teams to gather, validate, and understand data used in regulatory reporting.
• Partner with Financial Reporting team to support bank-related disclosures included in SEC filings, including regulatory capital, deposits, and liquidity ensuring underlying data, analyses and supporting documents are accurate, complete, and consistent with regulatory requirements.
• Research regulatory reporting instructions and guidance and assist in implementing reporting changes resulting from new products, business activities, or regulatory updates.
• Identify reporting issues, data inconsistencies, and control gaps, and recommend practical solutions to improve reporting quality and efficiency.
• Support regulatory examinations, internal audits, and external audits by preparing documentation and responding to information requests.
• Maintain regulatory reporting procedures, controls documentation, and reporting evidence in accordance with governance requirements.
• Contribute to process improvement and automation initiatives that enhance reporting accuracy, efficiency, and scalability.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field (or equivalent practical experience).
• 5+ years of experience in accounting, finance, regulatory reporting, or a related function within a regulated financial institution.
• Experience preparing, reviewing, or supporting bank regulatory reports, including Call Reports, FR Y-series reports, or similar regulatory filings.
• Experience performing reconciliations, controls, data validation, and analytical review procedures.
• Experience supporting internal audits, external audits, or regulatory examinations.

Nice-to-Haves

• Experience working in a bank, fintech with a bank partner, or other regulated financial institution.
• Knowledge of FDIC, Federal Reserve, OCC, and FFIEC reporting requirements and instructions.
• Knowledge of U.S. GAAP and its interaction with regulatory reporting requirements.
• Experience working with regulatory reporting systems, data warehouses, or reporting automation tools.
• Skills in identifying process improvement opportunities and partnering with cross-functional teams to implement solutions.
• CPA or other accounting and financial reporting professional certification.

Compensation & Benefits

• Base salary range: $105,500–$145,900
• Target bonuses and equity compensation that vests quarterly
• 401(k) with company match of $2 for every $1 contributed, up to $15,000 annually
• Employee Stock Purchase Plan (ESPP)
• Comprehensive health coverage (medical, dental, vision)
• Health Savings Account contributions
• Life insurance and disability coverage
• Paid time off, sick leave, and company holidays
• Paid family and parental leave
• Employee Assistance Program (EAP)