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UpstartUpstartUnited States

Senior Legal Counsel, Capital Markets

Provides legal counsel on capital markets transactions including securitizations and financing agreements for a fintech lending platform. Drafts and negotiates documents with investors, manages deal flow, and advises on legal risks. Requires J.D., state bar membership, and 5+ years in structured finance or capital markets.

179k – 286k/yr
Remote5+ YOELegal

About the role

How you'll make an impact

  • Support capital markets and finance teams on purchase and sale agreements, securitizations, and other liquidity arrangements, as well as day-to-day legal support
  • Draft, review, and negotiate transactional documents with institutional investors, including asset managers, private equity firms, hedge funds, and pension funds
  • Partner with internal stakeholders and external counsel to support structuring and execution of securitization transactions, including pass-through and asset-backed structures
  • Contribute to managing deal flow, timelines, and documentation across multiple concurrent transactions
  • Collaborate with legal, product, and regulatory teams to ensure consistency across agreements and alignment with evolving requirements
  • Maintain and improve transaction templates and processes to support efficient and scalable execution
  • Provide guidance on legal risks and contribute to internal education on capital markets topics

Minimum Qualifications

  • Juris Doctor (J.D.) degree and active membership in at least one U.S. state bar
  • 5+ years of legal experience in structured finance, debt finance, capital markets, or a related practice area
  • Experience drafting and negotiating transactional agreements in financing or capital markets contexts
  • Experience working with cross-functional stakeholders and external counsel on complex transactions

Preferred Qualifications

  • Experience working at a fintech or lending-focused company
  • Knowledge of asset-backed securitizations and capital markets structures
  • Ability to manage multiple transactions with competing priorities and timelines
  • Skills in developing or improving legal templates and transaction processes
  • Ability to communicate legal concepts clearly to business and non-legal stakeholders

Skills

Structured FinanceDebt FinanceCapital MarketsSecuritizationsPurchase And Sale AgreementsTransactional DocumentsAsset-Backed SecuritiesLegal TemplatesFintechJ.D.

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