Senior Counsel - Regulatory
Senior regulatory counsel will advise on cryptoasset, e-money, and payment-services regulation across the UK and EU, support licensing and corporate workstreams, and manage regulator relationships. The role requires a qualified lawyer with 10+ years of post-qualification financial-services regulatory experience and expertise in MiCA or the UK Cryptoasset Regime.
About the job
Responsibilities
- Provide legal support on cryptoasset, e-money, and payment-services regulatory requirements, including account-access obligations and operational compliance questions.
- Support active licensing applications and EU/UK licensing or registration workstreams, including compiling application materials and coordinating with outside counsel.
- Provide regulatory support for corporate transactions and structural changes affecting EU/UK entities, including change-of-control notifications and corporate-client migrations.
- Support day-to-day relationships with regulators for licensed entities.
- Translate MiCA, the UK Cryptoasset Regime, CBI and FCA rulebooks, AML/CTF, DORA, outsourcing requirements, and e-money and payment-services regulation into practical guidance.
- Promote clear, plain-English communication, measurable risk tradeoffs, and decision-ready recommendations.
Requirements
- Qualified lawyer: Solicitor or Barrister of England and Wales, Irish Solicitor or Barrister, or equivalent admitted in an EU Member State.
- 10+ years of post-qualification experience in financial-services regulatory law, gained at a regulated financial-services institution or in private practice supporting such clients.
- Demonstrated ability to independently own business-as-usual regulatory workstreams.
- Direct experience supporting regulator engagement, including notifications, information requests, and supervisory correspondence with the CBI, FCA, or an equivalent EU competent authority.
- Substantive experience advising on MiCA or the UK Cryptoasset Regime.
- Substantive experience with EU or UK e-money and payment-services regulation, including account-access and open-banking obligations.
- Experience with AML/CTF, including related policies, controls, and regulatory expectations.
- Experience advising on outsourcing arrangements and operational-resilience compliance, such as DORA or the UK FCA/PRA operational-resilience regime.
- Outstanding analytical, drafting, and organisational skills with crisp, plain-English writing.
- Ability to distill complex legal and regulatory issues into clear, actionable guidance for non-lawyer stakeholders.
- Pragmatic, commercially accountable approach to legal and regulatory risk.
- Comfortable working autonomously and owning a broad, fast-moving BAU workload.
Nice to haves
- Familiarity with MiFID II and its application to investment services, including derivatives, equities, and tokenised financial instruments.
- Experience supporting change-of-control notifications or other regulatory aspects of corporate transactions.
- Interest in crypto and digital assets, with familiarity with Payward and competitor products.
Skills
Mica, Uk Cryptoasset Regime, Financial Services Regulation, E-Money Regulation, Payment Services Regulation, Open Banking, Aml/Ctf, Dora, Operational Resilience, Outsourcing, Mifid Ii, Regulator Engagement, Fca Rulebooks, Cbi Rulebooks, Cryptoassets
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