Senior Analyst on the Risk Strategy team optimizing credit underwriting strategies for consumer loans (including recreational vehicles) using origination and market data to drive portfolio profitability. Requires 3+ years risk management experience, quantitative degree, SQL/Python skills, and strong communication to advise senior leaders.
85k – 115k/yr
Hybrid3+ YOEData Analytics
About the role
Responsibilities
Optimize strategies to underwrite consumer loan programs within risk and business constraints
Design and monitor key KPIs to provide insights into the fraud, credit and collections lifecycle
Forecast loss and performance under varied credit and economic conditions
Improve sophistication and technical implementation of current approaches
Create and maintain risk policy documentation
Perform advanced data analytics and advise the underwriting strategies for loan origination, loan amount assignment, and loan pricing that optimize profitability
Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite
Requirements
Bachelor’s degree, ideally in a quantitative field such as applied math, statistics, econometrics, or engineering
Minimum 3+ years of experience in risk management at a financial institution, comparable experience in an analytical environment, or related Master’s degree with 2-3 years of related experience
Self-starter who thrives on autonomy
Comfortable working with large datasets
Hands-on programming experience with SQL, Python, or other languages
Strong written and oral communication skills
Compensation & Benefits
Base salary of $85,000 to $115,000 + corporate bonus eligibility
Bonus eligibility, stock option package
Robust Health Care Plans (Medical, Dental & Vision)
Generous Parental Leave
Flexible Time Off (FTO) Policy
Retirement Plan (401k) with company match
Educational Assistance/Tuition Reimbursement up to $3K/year
Life Insurance (Basic, Voluntary & AD&D)
Short Term / Long Term Disability
Robust Ancillary benefits including accident insurance, hospital insurance, etc.
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