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OctaneOctaneNew York, NY

Senior Analyst, Risk Strategy

Senior Analyst on the Risk Strategy team optimizing credit underwriting strategies for consumer loans (including recreational vehicles) using origination and market data to drive portfolio profitability. Requires 3+ years risk management experience, quantitative degree, SQL/Python skills, and strong communication to advise senior leaders.

85k – 115k/yr
Hybrid3+ YOEData Analytics

About the role

Responsibilities

  • Optimize strategies to underwrite consumer loan programs within risk and business constraints
  • Design and monitor key KPIs to provide insights into the fraud, credit and collections lifecycle
  • Forecast loss and performance under varied credit and economic conditions
  • Improve sophistication and technical implementation of current approaches
  • Create and maintain risk policy documentation
  • Perform advanced data analytics and advise the underwriting strategies for loan origination, loan amount assignment, and loan pricing that optimize profitability
  • Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite

Requirements

  • Bachelor’s degree, ideally in a quantitative field such as applied math, statistics, econometrics, or engineering
  • Minimum 3+ years of experience in risk management at a financial institution, comparable experience in an analytical environment, or related Master’s degree with 2-3 years of related experience
  • Self-starter who thrives on autonomy
  • Comfortable working with large datasets
  • Hands-on programming experience with SQL, Python, or other languages
  • Strong written and oral communication skills

Compensation & Benefits

  • Base salary of $85,000 to $115,000 + corporate bonus eligibility
  • Bonus eligibility, stock option package
  • Robust Health Care Plans (Medical, Dental & Vision)
  • Generous Parental Leave
  • Flexible Time Off (FTO) Policy
  • Retirement Plan (401k) with company match
  • Educational Assistance/Tuition Reimbursement up to $3K/year
  • Life Insurance (Basic, Voluntary & AD&D)
  • Short Term / Long Term Disability
  • Robust Ancillary benefits including accident insurance, hospital insurance, etc.
  • Wellhub (Gympass) Wellness Benefit
  • Recreational Safety Benefit

Skills

SQLPythonRisk ManagementData AnalyticsForecastingunderwriting strategieskpi monitoringcredit risk

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