Chime

San Francisco, CA

Fee-free mobile banking for everyday Americans

About

Chime builds a mobile banking platform partnered with banks, offering core services like checking, savings, credit building, and early wage access without overdraft or monthly fees. It serves everyday people facing financial hurdles, enabling them to stretch paychecks and build progress. This member-first model relies on interchange revenue, promoting affordability and influencing industry shifts away from predatory fees.