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Software Engineer, Risk

Build and evolve Chime's risk platform and architecture as a backend-focused engineer on the Trust and Safety team. Requires 3+ years of production software experience and Ruby on Rails or comparable frameworks.

133k – 184kChicago, ILBackend EngineeringHybrid3+ YOE

About the role

Responsibilities

  • Write clean, efficient, well-tested backend code, and jump in on the occasional frontend or mobile feature.
  • Set up monitoring and dashboards so we catch issues before members do.
  • Team up across Engineering to solve complex, multi-domain problems.
  • Partner with Risk, Compliance, Data, Analytics, and Product to ship features that strengthen protection and improve the member experience.
  • Balance independence with collaboration to deliver high-quality work on tight timelines.
  • Work out of our office in downtown Chicago.

Requirements

  • 3+ years building production software at scale
  • Based in the Chicago area, or willing to relocate
  • Experience with Ruby on Rails or comparable frameworks
  • Experience with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • A commitment to maintainable, well-tested code
  • Curiosity and a drive to understand how things work at the deepest level
  • Clear communication and effective collaboration across teams
  • Low ego, high empathy, and strong stakeholder partnerships
  • Energized by Chime's mission and our members, and eager to take on complex, ambiguous problems

Compensation & Benefits

  • Base salary: $133,000 – $184,000
  • Eligible for bonus, competitive equity package, and benefits
  • 401k match plus medical, dental, vision, life, and disability benefits
  • Generous vacation policy and company-wide Chime Days
  • Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents
  • Annual wellness stipend
  • In-office perks including backup child/elder/pet care and subsidized commuter benefit

Skills

Ruby on RailsBackend DevelopmentFrontend DevelopmentMobile DevelopmentTransactional DatabasesCaching SystemsMonitoringDashboardsApi ArchitectureMicroservices

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