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Software Engineer, MyPay

Builds and scales backend services for Chime's MyPay earned wage access product, handling real-time money movement, underwriting, and APIs for the mobile app. Requires 3+ years experience with APIs, databases, caching, and high-scale systems.

133k – 184kSan Francisco, CABackend EngineeringHybrid3+ YOE

About the role

Responsibilities

  • Independently own and deliver features end-to-end
  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
  • Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
  • Collaborate with cross functional teams to understand member pain points and come up with solutions
  • Proactively identify opportunities for improving the reliability and scalability of our systems
  • Work across the engineering team to improve and uphold high technical standards
  • Grow into owning larger components of the system over time

Requirements

  • 3+ years developing software in a production environment at scale
  • Experience designing APIs, working with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • An appreciation of maintainable and well-tested code
  • Enjoyment in learning and diving into the deepest levels of how things work
  • Collaborative spirit and strong communication skills, with experience working cross-functionally
  • Product mindset with a strong bias toward experimentation, iteration, and measuring impact

Nice-to-have: Start-up experience

Compensation

Base salary: $133,000 - $184,000, plus bonus, equity, and benefits.

Skills

APIsTransactional DatabasesCaching SystemsArchitectural PatternsWeb ApplicationsBackend ServicesReal-Time Money MovementUnderwritingLedgeringFinancial Transactions

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