Software Engineer, Cash App - Lending Products

You Will

• Partner closely with credit risk, legal & compliance, product managers and other engineers to take the Lending capability to the next level.
• Lead or contribute to projects from hypothesis to production capability, ensuring ownership of the output quality.
• Build financial primitives by acting as an IC or lead on atomic, composable, API-level building blocks that serve the Block's intelligence layer.
• Take a developer-centric approach to designing and building clean APIs, optimizing strictly for uptime, latency, regulatory compliance, and cost-per-transaction.
• Experiment with emerging approaches and support team capability by sharing learnings and providing feedback.
• Operate and manage existing Cash services.
• Make recommendations to improve the team and wider Engineering practices.
• Help interview candidates, organize external recruiting/networking activities, and contribute to the broader tech and open-source communities.

You Have

• Embrace an AI-first mentality. Leverage AI to augment your knowledge and capability in navigating development in complex systems with confidence.
• Familiar with agentic engineering.
• 5+ years working on complex systems and delivering quality software, with clear expertise developed in one or more technical areas.
• Curiosity that pushes you to find flaws in complex systems and take whatever steps are necessary to fix them.
• Resilience to persevere in complex situations across multiple axes: e.g., scale, uncertainty, and interconnectedness.
• Self-directed and comfortable with ambiguity, with a willingness to publish your reasoning and be wrong publicly—which is essential for thriving in our transparent DRI/IC model.

Technologies We Use and Teach

• Java, Kotlin
• AWS
• HTTP, JSON, gRPC, Protocol Buffers
• OkHttp, Jetty, JUnit, Guice
• Hibernate, jOOQ, Aurora, MySQL, DynamoDB, Redis, Vitess
• Kafka, event-driven architecture, microservices
• DataDog
• Buildkite, Gradle