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Senior Software Engineer, Banking

Builds and maintains foundational banking services, APIs, and primitives like accounts, transactions, and ledgers for cross-team use. Requires 6+ years in backend/full-stack with financial systems expertise, API design, and reliability focus.

San Francisco, CABackend EngineeringHybrid6+ YOE

About the role

What You'll Do

  • Design, build, and maintain foundational banking services and APIs consumed by multiple product teams across AngelList
  • Own core platform primitives — accounts, transactions, ledger entries, and money movement workflows
  • Build reliable integrations with banking partners and payment networks (ACH, wires, and related rails)
  • Define and enforce service contracts, data models, and interface boundaries that enable other teams to build with confidence
  • Improve the reliability, observability, and performance of banking infrastructure at scale
  • Partner with compliance and risk teams to ensure systems meet regulatory requirements
  • Contribute to technical direction and architectural decisions that shape how AngelList handles money
  • Mentor engineers across the organization who build on top of your team's platform

What We're Looking For

  • 6+ years building backend or full-stack web applications, with meaningful time spent on platform, infrastructure, or foundational systems
  • Deep experience designing APIs, services, and abstractions intended for consumption by other engineering teams — you understand what makes a good platform boundary
  • Strong background in financial systems, payments, ledgers, or banking integrations — you've worked in domains where correctness and auditability are non-negotiable
  • Track record of building systems where "close enough" isn't good enough — audit-ready outputs, not best-effort calculations
  • Ability to model complex business domains in relational databases with precision, especially in the face of ambiguity and evolving requirements
  • Experience owning foundational components that other teams depend on — you think about contracts, versioning, reliability, and developer experience
  • Startup experience or founder mindset — you've built something from scratch, or you carry that energy into how you work

Nice to Have

  • Experience with double-entry accounting systems or general ledger design
  • Background in regulated financial products or fintech infrastructure
  • Familiarity with event-driven architectures and distributed systems patterns
  • Experience building developer-facing tooling, SDKs, or internal platforms

Skills

APIsRelational DatabasesFinancial SystemsPaymentsLedgersAchWiresEvent-Driven ArchitecturesDistributed SystemsDouble-Entry Accounting

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