Collections Portfolio Specialist responsible for outbound/inbound collection calls, mitigating delinquencies on auto loans (5-90+ days), resolving servicing issues like repossessions and bankruptcies, and negotiating payment extensions or refinances. Requires 2 years collections/servicing experience, strong communication/negotiation skills, and ability to work flexible hours including nights/weekends.
Salary not listed
On-site2+ YOEOther
About the role
Responsibilities
Maintain delinquency and mitigate losses by conducting outbound and inbound collection and customer service calls.
Comply with all federal and state specific laws that regulate collections and servicing activities.
Provide consistent and productive follow up on delinquent accounts ranging from 5-90+ days delinquent.
Investigate and resolve complex problems and issues generally associated with loan servicing, i.e. potential loss situations such as insurance claims, confiscations, impounds, bankruptcy sequestrations and repossessions.
Advance win-win solutions to assist customers with payment extensions and refinance options.
Requirements
HS Diploma or GED required (some college coursework a plus).
Preferably two years of collections and/or servicing experience, ideally in auto finance or an installment loan portfolio.
Able to work a flexible schedule which may include some overtime, some nights, weekends, and holidays.
Honest with strong work ethic, unscheduled absences are rare, always punctual.
Basic understanding of finance/lending; Lease servicing experience a plus.
Working knowledge of Word and Excel.
Able to master use of web-based system of record (LoanPro) and available skip tools (training provided).
Energetic, flexible, empathetic, with a positive attitude, with the ability to work well under pressure to meet daily and monthly goals.
Strong communication and negotiation skills along with excellent “people” skills and a strong customer service attitude.
Possess excellent written and verbal communications skills; Bilingual English/Spanish a plus.
Benefits
Robust Health Care Plans (Medical, Dental & Vision)
Up to 20 Days PTO (Accrued)
Generous Parental Leave
Retirement Plan (401k with Company Match).
Educational Assistance/Tuition Reimbursement up to $3K/year
Recreational Safety Benefit
Gympass Wellness Benefit
Skills
CollectionsLoan ServicingCustomer ServiceNegotiationExcelMicrosoft WordLoanproAuto FinanceBilingual English Spanish
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