Hands-on Data Scientist building pre-built fraud detection models and AI strategies for real-time payments and AML solutions. Requires MS degree, 1+ year experience, Python/SQL proficiency, and statistical modeling skills.
120k – 170k
On-site1+ YOEData Science
About the role
Responsibilities
Develop Pre-Built Detection Models: Design, back-test, and optimize statistical baselines and machine learning strategies for core solution modules including Real-Time Payments (RTP), ACH, Wire, Check, and Application/Onboarding.
Mine the Global Consortium: Analyze large-scale, cross-industry data within the global intelligence network to identify high-risk device fingerprints and patterns of organized fraud, transforming insights into deployable features.
Architect "Cold Start" Logic: Create generalized scoring models that deliver immediate value to new clients, ensuring protection against known threats before historical data integration.
Validate AI Agent Logic: Serve as the expert "Human-in-the-Loop" for the AI-driven strategy engine, rigorously testing and validating automated fraud detection logic for safety, transparency, and low false positive rates.
Cross-Functional R&D: Collaborate with Product, Strategy, Data Science, Delivery, and Engineering teams to explore and implement state-of-the-art machine learning and large language model (LLM) capabilities, providing statistical rigor to turn experimental concepts into production-grade features.
Requirements
Education: MS in Computer Science, Statistics, Mathematics, Engineering, or a related discipline.
Experience: Minimum 1 year of hands-on experience in Data Science or Advanced Analytics.
Technical Core: Proficiency in Python (Pandas, NumPy, Scikit-learn) and SQL.
Statistical Rigor: Solid foundation in statistical modeling, feature selection, and performance evaluation (Precision/Recall, AUC, KS).
Preferred Qualifications
Experience with graph theory or link analysis for detecting network-based fraud.
Familiarity with unsupervised learning techniques or anomaly detection.
Previous experience working in a high-growth SaaS or Fintech environment.
Domain Knowledge: Familiarity with Fraud Detection, Credit Risk, or Trust & Safety, including knowledge of payment rails (FedNow, ACH, Wire) and typologies (Synthetic ID, ATO, Kiting).
Compensation & Benefits
Salary ranges between USD 120,000 and 170,000.
Total compensation includes base salary, performance bonuses, and equity options.
Comprehensive medical, dental, and vision insurance coverage.
401(k) retirement savings plan available.
Flexible Time Off (FTO) plus paid holidays.
Opportunities for research, development, and professional advancement.
Regular team-building events in a collaborative and innovative work environment.
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